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10906 1st Line Road, Alnwick/Haldimand, ON K0K 2X0

1+1 beds · 2 baths · 1 kitchen · 5+5 rooms · 12 parking spaces · 700-1100 sq ft · Detached
$650,000
Property tax
$2,772 / year

This charming bungalow sits on over an acre, just minutes from Rice Lake, and offers more than meets the eye. It features a large shop ideal for a home-based business, workshop, or car enthusiast, as well as a potential in-law suite with a separate entrance. Inside, the bright and airy main floor boasts a carpet-free layout, featuring large windows, an exposed brick accent wall in the living room, and an open-concept design that is ideal for everyday living and entertaining. The kitchen is equipped with stainless steel appliances, ample cabinetry, and a convenient walkout, perfect for alfresco dining on warm evenings. A generous primary bedroom, a full bath, and laundry complete the main level. The lower level expands your living space with a sprawling rec room warmed by a wood stove, featuring a walkout to a covered patio, a games area, a bedroom, an office, and a bathroom, offering comfort and flexibility for family or guests. Outside, enjoy the serenity of a wraparound deck, mature trees, a garden space, and ample room for outdoor enjoyment. A large detached shop and a separate shed to keep lawn tools organized and out of sight. Peaceful and private, yet still within reach, this is a place to spread out, settle in, and make your own.

MLS number
X12978026
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K0K 2X0
Photos
44
Laundry
Not in the unit
157days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Rural Alnwick/Haldimand — 129 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$565k$692k$819k20252026this home’s asking price
$685klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
95%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d36d73d20252026
34dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural alnwick/haldimand. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 571 people.

$93,000Median household income
90.5%Own their home
95.5%Detached houses
48Median age
7.2%Born outside Canada
10.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35140135 — the few blocks around this address, home to 571 people. It describes the area, not this property.

571Population
44.8Average age
2.6Household size
$113,000Average household income
$93,000Median household income
91%Own their home
10%Rent
0%Condominiums
7%Born outside Canada
10%University degree
$715,000Average home value
6%Low income
53%Not in the labour force
23%Never married
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9993%
$50,000 to $59,9996%
$60,000 to $69,9993%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over34%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 325 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$130,000 · minimum here is $40,000
$2,878.06per month
Borrowed before insurance$520,000
Total borrowed$520,000
Interest over 25 years at 4.5%$343,418

If you rented it out

-$3,109.06per month out of pocket
Rent$0.00
Everything it costs to hold$3,109.06
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.