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38 Lilac Circle E, Haldimand, ON N3W 0J1

3 beds · 3 baths · 1 kitchen · 6 rooms · 2 parking spaces · 1500-2000 sq ft · Detached
$665,000
Property tax
$4,909 / year

This Palmerston design located in the beautiful community of Avalon is a pictureous Caledonia offers Open Concept Living Space featuring 3 beds 2.5 Baths 9" celing's Hardwood floors on main,Oak staircase. 15 Mins to hwy 403 and hamilton Airport.

MLS number
X12988492
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N3W 0J1
Photos
31
156days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Haldimand — 519 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$662k$735k$808k20252026this home’s asking price
$689klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in haldimand. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$133,000 · minimum here is $41,500
$2,944.48per month
Borrowed before insurance$532,000
Total borrowed$532,000
Interest over 25 years at 4.5%$351,343

If you rented it out

-$3,353.56per month out of pocket
Rent$0.00
Everything it costs to hold$3,353.56
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by NEST AND CASTLE INC.. Listing data provided by the Toronto Regional Real Estate Board.