225 Harvard Place N 509, Waterloo, ON N2J 4H4
Utilities includedHeat · Hydro · Water
Also includedParking · Building Insurance · Common Elements
- Maintenance fee
- $1,041 / month
- Property tax
- $2,041 / year
- Included in the fee
- Heat, Hydro, Parking, Building Insurance, Water, Common Elements
225 Harvard Place, Unit 509 - where comfort, convenience, and lifestyle come together in the heart of Waterloo. This bright and spacious 2-bedroom, 2-bathroom condo is an excellent opportunity for first-time buyers, downsizers, or savvy investors. The open-concept living and dining area is filled with natural light from large windows and extends to a private balcony-perfect for enjoying your morning coffee or relaxing at the end of the day. The kitchen offers a functional layout with ample cabinetry, while both bedrooms are generously sized, including a primary suite complete with its own ensuite bath. A standout feature of this unit is that it's one of the few in the building equipped with air conditioning-providing year-round comfort no matter the season. This well-maintained building offers an impressive range of amenities, including an exercise room, library, party room, sauna, tennis court, workshop, and plenty of visitor parking. Even better, all utilities are included in the condo fees, making for truly worry-free living. Ideally located just steps to shopping, public transit, and easy expressway access, and only minutes from both universities, this home offers unbeatable convenience in a vibrant community. An attractive opportunity for both end-users and investors, as current pricing reflects temporary building considerations-positioning this unit well for long-term value appreciation once resolved. Enjoy effortless condo living at 225 Harvard Place-an opportunity not to be missed!
- MLS number
- X12993108
- Type
- Condo Apartment
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- N2J 4H4
- Photos
- 43
- Locker
- Yes — Owned
- Laundry
- Coin Operated, Shared
- Included in the fee
- Heat, Hydro, Parking, Building Insurance, Water, Common Elements
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
6 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Bedroom | 4.10 × 3.05 m | — |
| Dining Room | 1.62 × 3.02 m | — |
| Kitchen | 3.96 × 2.29 m | — |
| Living Room | 5.71 × 5.92 m | — |
| Primary Bedroom | 4.12 × 3.55 m | — |
| Sunroom | 1.82 × 5.91 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Condo Apartment
- Style
- 1 Storey/Apt
- Class
- Residential Condo & Other
- Age
- 51-99
- Exposure
- South
- Municipality
- Waterloo
- Cross street
- BLUEVALE ST N
- Zoning
- GR
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 7
- Basement
- None
- Size
- 900-999
Building
- Construction
- Brick
- Roof
- Flat
- Foundation
- Concrete
- Balcony
- Enclosed
Parking
- Garage
- Underground
- Covered spaces
- 1
- Driveway spaces
- 0
- Total parking
- 1
- Features
- Underground
Heating, cooling and services
- Heating
- Baseboard
- Heat source
- Gas
- Cooling
- Other
Condominium
- Fee
- $1,041 / month
- Fee includes
- Heat Included, Hydro Included, Parking Included, Building Insurance Included, Water Included, Common Elements Included
- Pets
- Yes-with Restrictions
Features
- Property
- School Bus Route, School, Public Transit, Park, Place Of Worship
- Interior
- Storage
Listing
- MLS number
- X12993108
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-04-13
- Expires
- 2026-09-28
- Taxes
- $2,041 (2025)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Lincoln Heights Public School Waterloo Region DSB | Elementary | 322 m | / 10 64% met the standard |
| ÉÉC Mère-Élisabeth-Bruyère CS catholique MonAvenir | Elementary | 409 m | / 10 80% met the standard |
| Sandowne Public School Waterloo Region DSB | Elementary | 876 m | / 10 64% met the standard |
| Bluevale Collegiate Institute Waterloo Region DSB | Secondary | 1.1 km | / 10 82% met the standard · 2 of 6 measures |
| St Agnes Catholic Elementary School Waterloo CDSB | Elementary | 1.1 km | / 10 68% met the standard |
| École élémentaire L'Harmonie CS Viamonde | Elementary | 1.4 km | / 10 83% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Condo Apartments in Waterloo — 406 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among condo apartments in waterloo. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 1,142 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35300718 — the few blocks around this address, home to 1,142 people. It describes the area, not this property.
Percentages are of the 685 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.