Homula Realty Brokerage
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3202 VIVIAN Line Unit 32, Stratford, ON N5A 0K6

1 bed · 1 bath · 1 kitchen · 5 rooms · 1 parking space · 700-799 sq ft · Locker · Laundry in unit · Condo Apartment
$349,900

Also includedCommon Elements

Maintenance fee
$288 / month
Included in the fee
Common Elements

Looking for brand new, easy living with a great location? This condo is for you! This 1 bedroom, 1 bath condo is built to impress. Lots of natural light throughout the unit, great patio space, one parking spot and all appliances, hot water heater and softener included. Let the condo corporation take care of all the outdoor maintenance, while you enjoy the easy life! Located on the outskirts of town, close to Stratford Country Club, and easy walk to parks and Theatre and quick access for commuters.

MLS number
X12996040
Type
Condo Apartment
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
N5A 0K6
Photos
15
Locker
Yes — Owned
Laundry
Ensuite
Included in the fee
Common Elements
153days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$69,980 · minimum here is $17,495
$1,549.28per month
Borrowed before insurance$279,920
Total borrowed$279,920
Interest over 25 years at 4.5%$184,864

If you rented it out

-$1,837.28per month out of pocket
Rent$0.00
Everything it costs to hold$1,837.28
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Sutton Group - First Choice Realty Ltd.. Listing data provided by the Toronto Regional Real Estate Board.