Homula Realty Brokerage
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2619 Christie Lake Road, Tay Valley, ON K7H 3C6

Vacant Land
$349,900

Imagine 16 acres where the only schedule that matters is the one the river sets. This Tay River property offers more than 500 feet of untouched waterfront shoreline, the kind of setting where you hear moving water before you see it through the trees. Open meadow gives way to mature forest as you walk the land, each section suggesting a different possibility for where your home could sit, where a garden could grow, where a path could wind down to the water. The river is wide and tranquil here, perfect for paddling into Perth for a coffee or on through town toward the Rideau waterway. The shoreline has never been altered, which means you get to decide exactly how you meet the water, whether that is a dock, a gentle clearing, or a natural stone landing. Hydro is available at the road, and a road entrance is already in place. Waterfront acreage with this kind of privacy, size, and river access is something that even most locals have never seen available. You are minutes from Perth, with its heritage downtown, farmers market, and year-round community, but standing on this land you would never know it. This is where someone builds the home they have been sketching on napkins for the last ten years.

MLS number
X13002576
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K7H 3C6
Photos
11
Laundry
Not in the unit
151days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 692 people.

$88,000Median household income
98.4%Own their home
100%Detached houses
58Median age
4.2%Born outside Canada
17.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35090178 — the few blocks around this address, home to 692 people. It describes the area, not this property.

692Population
51.7Average age
2.2Household size
$101,000Average household income
$88,000Median household income
98%Own their home
2%Rent
0%Condominiums
4%Born outside Canada
18%University degree
$480,000Average home value
10%Low income
89%Not in the labour force
19%Never married
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9998%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over29%
$100,000 to $124,99910%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over5%

Percentages are of the 455 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$69,980 · minimum here is $17,495
$1,549.28per month
Borrowed before insurance$279,920
Total borrowed$279,920
Interest over 25 years at 4.5%$184,864

If you rented it out

-$1,549.28per month out of pocket
Rent$0.00
Everything it costs to hold$1,549.28
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by COLDWELL BANKER FIRST OTTAWA REALTY. Listing data provided by the Toronto Regional Real Estate Board.