Homula Realty Brokerage
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5 Railway Street, Lansdowne Village, ON K0E 1L0

4 beds · 2 baths · 2 kitchens · 11+1 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Duplex
$399,000
Property tax
$1,817 / year

Here's your chance to step into home ownership and start building equity in the welcoming community of Lansdowne. This side-by-side duplex offers a fantastic opportunity for buyers looking for both a place to call home and added income potential. Ideally located just minutes from shopping, schools, and everyday essentials, this property also offers an easy commute to both Kingston and Brockville in under 35 minutes. Each unit features 2 bedrooms and 1 bathroom on the upper level, along with a comfortable main-floor living space that feels practical and inviting. Whether you're looking to live in one unit and rent out the other to help with your mortgage, or add a solid property to your investment portfolio, this duplex offers flexibility to suit your goals. Outside, you'll appreciate the large backyard with no rear neighbours, creating a private setting to relax or enjoy time outdoors, as well as ample parking for multiple vehicles.

MLS number
X13007752
Type
Duplex
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K0E 1L0
Photos
28
Laundry
Main Level level
149days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$79,800 · minimum here is $19,950
$1,766.69per month
Borrowed before insurance$319,200
Total borrowed$319,200
Interest over 25 years at 4.5%$210,806

If you rented it out

-$1,918.10per month out of pocket
Rent$0.00
Everything it costs to hold$1,918.10
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by MCCAFFREY REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.