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49 Regency Drive, Seguin, ON P2A 0B2

5 beds · 3 baths · 1 kitchen · 9 rooms · 12 parking spaces · 2500-3000 sq ft · Detached
$1,689,000
Property tax
$3,898 / year

Welcome to 49 Regency Drive - A Refined Waterfront Retreat on Richmond Lake. Just four minutes from the vibrant town of Parry Sound, discover the perfect balance of elegance, comfort and privacy. Set on nearly 5.5 acres of beautifully landscaped grounds with water views on three sides of the property and almost 850' of pristine shoreline on tranquil Richmond Lake, this fully remodeled waterfront residence offers over 2,500 square feet of thoughtfully designed living space. The home features five spacious bedrooms and three full bathrooms, with heated floors in the main entry and bathrooms providing added warmth and comfort. At the heart of the home is a gourmet kitchen designed for entertaining, complete with stainless steel appliances, a propane range, and a striking live-edge wood island anchoring the open-concept kitchen, dining, and living areas. Recent upgrades include new mechanical systems (forced air furnace, HRV, and air conditioning), integrated Wi-Fi lighting, and ambient soffit and exterior lighting that beautifully illuminate the property in the evening. Step outside to your private sandy beach, ideal for children and effortless lake access, or relax on the expansive 40' x 30' deck, a spectacular setting for entertaining or enjoying peaceful sunset views. This is an entertainer's dream! A nearby fire pit invites cozy evenings under the stars, while the attached heated two-car garage offers year-round convenience and ample storage for recreational equipment. With potential for future severance and exceptional privacy, this property offers a rare combination of luxury, land and lakefront living, all within minutes of shops, restaurants, medical facilities and the many amenities of Parry Sound. Welcome to 49 Regency Drive, welcome home to lakeside luxury.

MLS number
X13009014
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
P2A 0B2
Photos
49
Laundry
Not in the unit
150days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 555 people.

$98,000Median household income
84.3%Own their home
95.7%Detached houses
52Median age
3.9%Born outside Canada
19.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490206 — the few blocks around this address, home to 555 people. It describes the area, not this property.

555Population
47.9Average age
2.3Household size
$144,000Average household income
$98,000Median household income
84%Own their home
16%Rent
0%Condominiums
4%Born outside Canada
19%University degree
$705,000Average home value
7%Low income
60%Not in the labour force
22%Never married
$10,000 to $14,9991%
$20,000 to $24,9991%
$30,000 to $34,9991%
$35,000 to $39,9993%
$45,000 to $49,9994%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9991%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over32%
$100,000 to $124,9997%
$125,000 to $149,9999%
$150,000 to $199,9999%
$200,000 and over9%

Percentages are of the 340 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$337,800 · minimum here is $337,800
$7,478.53per month
Borrowed before insurance$1,351,200
Total borrowed$1,351,200
Interest over 25 years at 4.5%$892,358

If you rented it out

-$7,803.36per month out of pocket
Rent$0.00
Everything it costs to hold$7,803.36
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Engel & Volkers Parry Sound. Listing data provided by the Toronto Regional Real Estate Board.