Homula Realty Brokerage
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121 Water Street W 408, Cornwall, ON K6J 5T8

2 beds · 2 baths · 1 kitchen · 7 rooms · 1 parking space · 1000-1199 sq ft · Locker · Laundry in unit · Condo Apartment
$414,900

Utilities includedCentral Air Conditioning · Water

Also includedBuilding Insurance · Common Elements

Maintenance fee
$819 / month
Property tax
$4,030 / year
Included in the fee
CAC, Water, Building Insurance, Common Elements

Welcome to this beautifully appointed 4th-floor condominium offering 2 bedrooms and 2 bathrooms in a prime waterfront location. The galley kitchen is well designed with lots of cabinetry, a pantry, breakfast bar, and includes the fridge and stove, while the adjoining dining area with hardwood floors provides plenty of space for everyday meals or entertaining. The bright living room also features hardwood floors along with a natural gas fireplace for added warmth and comfort, with patio doors leading to a private balcony complete with an electric awning and southwesterly views of Lamoureux Park and the Cornwall waterfront. The primary bedroom includes an ensuite bathroom with a walk-in shower, while the main 4-piece bathroom offers a tub. In-unit washer and dryer add everyday convenience, and this unit also comes with exclusive indoor parking, a separate storage locker, and access to a wash bay in the garage. Centrally located near walking and bike paths, shopping, dining, schools, and public transit, this condo offers an ideal blend of comfort, lifestyle, and convenience. Condo fees include: Water, CAC, Building Insurance, Common Elements and the natural gas used for the fireplace. Parking Spot #42 Locker #8. Please allow 24hr irrevocable on all Offers.

MLS number
X13011792
Type
Condo Apartment
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K6J 5T8
Photos
25
Locker
Yes — Exclusive (level Basement)
Laundry
In the unit — In-Suite Laundry
Included in the fee
CAC, Water, Building Insurance, Common Elements
149days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to this street. The listing did not say which direction, and every candidate was in the same place.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Central Public School
Upper Canada DSB
Elementary667 m4.2 / 10
42% met the standard
Cornwall Intermediate School
Upper Canada DSB
Elementary907 mNot reported
Cornwall Collegiate and Vocational School
Upper Canada DSB
Secondary930 m4.6 / 10
46% met the standard · 2 of 6 measures
Bishop Macdonell Separate School
CDSB of Eastern Ontario
Elementary935 m3.8 / 10
38% met the standard
St Matthew Catholic Secondary School
CDSB of Eastern Ontario
Secondary1.9 km1.8 / 10
18% met the standard · 1 of 6 measures
St. Matthew Catholic Elementary School
CDSB of Eastern Ontario
Elementary1.9 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 653 people.

$25,600Median household income
18.6%Own their home
0%Detached houses
82Median age
5.9%Born outside Canada
4.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35010248 — the few blocks around this address, home to 653 people. It describes the area, not this property.

653Population
77.5Average age
1.2Household size
$34,000Average household income
$25,600Median household income
19%Own their home
81%Rent
19%Condominiums
6%Born outside Canada
4%University degree
$270,000Average home value
50%Low income
13%Never married
$15,000 to $19,9993%
$20,000 to $24,99941%
$25,000 to $29,99917%
$30,000 to $34,9997%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9992%
$70,000 to $79,9993%
$80,000 to $89,9993%
$90,000 to $99,9992%
$100,000 and over5%
$100,000 to $124,9993%

Percentages are of the 295 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$82,980 · minimum here is $20,745
$1,837.09per month
Borrowed before insurance$331,920
Total borrowed$331,920
Interest over 25 years at 4.5%$219,206

If you rented it out

-$2,991.92per month out of pocket
Rent$0.00
Everything it costs to hold$2,991.92
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX AFFILIATES MARQUIS LTD.. Listing data provided by the Toronto Regional Real Estate Board.