Homula Realty Brokerage
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1525 South Baptiste Lake Road, Hastings Highlands, ON K0L 1C0

3 beds · 3 baths · 1 kitchen · 8 rooms · 11 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$615,000
Property tax
$3,845 / year

Welcome to your new home. Level lot, 4-season access, this newer build does not disappoint. Radiant in-floor heat in attached garage. Forced Air Propane, on-demand hot water tank, and central air/ heat pump. Main-floor laundry, powder room, and a big, bright & beautiful kitchen ready to make memories. Spacious open-concept layout with beautiful T&G ceiling and sliding doors taking you to your back yard oasis. Private, and you can take in a real-life nature show with deer coming right up to graze. Warm summer evenings will never be the same on your covered porch, enjoying a good book, or BBQ with friends and family. Back inside and upstairs, where you will find two good-sized bedrooms with closets and a master bedroom with a large walk-in closet and a 3-piece ensuite. A 4-piece bathroom is also located on the second level. Quick 10 min drive to all the amenities Bancroft has to offer. Minutes to boat launch, beach, and so much more!

MLS number
X13019252
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K0L 1C0
Photos
50
Laundry
Main Level level
146days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 654 people.

$72,000Median household income
83.3%Own their home
94.3%Detached houses
51.6Median age
10.1%Born outside Canada
13.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120241 — the few blocks around this address, home to 654 people. It describes the area, not this property.

654Population
47.4Average age
2.5Household size
$89,000Average household income
$72,000Median household income
83%Own their home
17%Rent
0%Condominiums
10%Born outside Canada
13%University degree
$460,000Average home value
10%Low income
86%Not in the labour force
16%Never married
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over25%
$100,000 to $124,9998%
$125,000 to $149,9994%
$150,000 to $199,9997%
$200,000 and over6%

Percentages are of the 355 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$123,000 · minimum here is $36,500
$2,723.09per month
Borrowed before insurance$492,000
Total borrowed$492,000
Interest over 25 years at 4.5%$324,926

If you rented it out

-$3,043.50per month out of pocket
Rent$0.00
Everything it costs to hold$3,043.50
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 United Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.