Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

196 Birchwood Avenue, Kincardine, ON N0G 2T0

2+3 beds · 3 baths · 1 kitchen · 13+8 rooms · 8 parking spaces · 1500-2000 sq ft · Detached
$1,129,000
Property tax
$6,879 / year

Storybook charm meets lakeside living-just steps from the shores of Lake Huron! This exceptional second-tier home offers the perfect balance of tranquility and everyday convenience, with beach walks, stunning sunsets, and the sound of waves as part of daily life. Set in a quiet, established neighbourhood near Lake Huron Highlands Park, the property features a spacious driveway, two-car garage and a landscaped yard with room to grow. Inside, you'll find bright, elegant living spaces, quality finishes, built-ins, and a large back deck made for entertaining. With five bedrooms-and potential for two more-this home easily adapts to families, remote work, or creative pursuits. The primary suite offers private deck access for your own peaceful retreat. Close to trails, parks, and the amenities of Kincardine, this home delivers space, flexibility and an unbeatable lifestyle by the lake. Welcome to your next chapter!

MLS number
X13023962
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
N0G 2T0
Photos
50
145days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Kincardine — 261 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$471k$807k$1.14M20252026this home’s asking price
$597klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d17d35d20252026
19dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kincardine. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 900 people.

$144,000Median household income
97.1%Own their home
98.6%Detached houses
46.8Median age
10.4%Born outside Canada
24.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410187 — the few blocks around this address, home to 900 people. It describes the area, not this property.

900Population
43.9Average age
2.5Household size
$206,000Average household income
$144,000Median household income
97%Own their home
3%Rent
0%Condominiums
10%Born outside Canada
24%University degree
$772,000Average home value
3%Low income
69%Not in the labour force
17%Never married
$20,000 to $24,9991%
$30,000 to $34,9991%
$45,000 to $49,9991%
$50,000 to $59,9993%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over41%
$100,000 to $124,9995%
$125,000 to $149,9997%
$150,000 to $199,99910%
$200,000 and over19%

Percentages are of the 585 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$225,800 · minimum here is $87,900
$4,998.97per month
Borrowed before insurance$903,200
Total borrowed$903,200
Interest over 25 years at 4.5%$596,490

If you rented it out

-$5,572.22per month out of pocket
Rent$0.00
Everything it costs to hold$5,572.22
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Coldwell Banker Peter Benninger Realty. Listing data provided by the Toronto Regional Real Estate Board.