296 High Street, Georgian Bay, ON P0C 1H0
- Property tax
- $1,100 / year
Mactier - Where Muskoka Meets Georgian Bay, Adventure Begins at Your Doorstep. Welcome to 296 High Street, a fantastic opportunity to own a charming home in the heart of Mactier-one of the most desirable gateway communities to Georgian Bay and Muskoka. Offering 3 bedrooms and 1 bathroom, this property is ideal for families, first-time buyers, cottagers, or investors looking to enjoy small-town living with incredible access to the surrounding lakes and amenities. Inside, you'll find a spacious kitchen and living area designed for everyday comfort and entertaining. The functional layout provides bright, open living spaces, while the lower level offers potential for a small finished basement area-perfect for a rec room, office, gym, or additional storage. Step outside to enjoy the generous front and back yards, offering plenty of room for children, pets, gardening, or outdoor gatherings. Whether you're looking to relax around a firepit, create your dream backyard retreat, or simply enjoy the benefits of a large lot, this property offers endless possibilities. Location is where this home truly shines. Just minutes from all township amenities in Mactier, including shops, dining, parks, schools, and everyday essentials. Commuters and weekenders alike will appreciate being only moments from Highway 400, providing easy access north or south. You're also conveniently close to some of Muskoka's most sought-after destinations including Lake Joseph Marina, Port Carling, Bala, world-class golf, boating, and endless outdoor recreation. Whether you're searching for a full-time residence, weekend getaway, or investment in a growing community, 296 High Street offers exceptional value in a premium location.
- MLS number
- X13025098
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- P0C 1H0
- Photos
- 24
- Laundry
- Lower Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
10 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Foyer | 2.24 × 2.12 m | — |
| Living Room | 5.15 × 4.56 m | — |
| Dining Room | 3.05 × 2.20 m | — |
| Kitchen | 3.10 × 3.86 m | — |
| Bathroom | 2.90 × 1.50 m | 4 Pc Bath |
| Bedroom | 2.90 × 2.07 m | — |
| Bedroom 2 | 2.90 × 2.22 m | — |
| Primary Bedroom | 3.94 × 2.97 m | — |
Basement
| Room | Size | Features |
|---|---|---|
| Cold Room/Cantina | 2.86 × 1.92 m | — |
| Utility Room | 8.06 × 4.65 m | Pellet · Combined w/Laundry |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Age
- 31-50
- Fronting on
- East
- Community
- Freeman
- Municipality
- Georgian Bay
- Cross street
- Lake Joseph Road
- Zoning
- R4
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 3
- Bathrooms
- 1
- Washrooms
- 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 8
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Unfinished, Partial Basement
- Laundry
- Lower Level
- Size
- 700-1100
Building
- Construction
- Board & Batten , Wood
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Other structures
- Garden Shed, Shed
Parking
- Covered spaces
- 0
- Driveway spaces
- 6
- Total parking
- 6
- Features
- Private
Land
- Lot
- 60 × 330.74 feet
- Shape
- Irregular
- Pool
- None
Heating, cooling and services
- Heating
- Baseboard
- Heat source
- Electric
- Cooling
- None
- Water
- Municipal
- Sewer
- Septic
- Electricity
- Yes
- Gas
- No
- Cable
- Available
Features
- Property
- Beach, Library, Park, Place Of Worship, Rec./Commun.Centre, School
- Interior
- Water Heater Owned
- Exterior
- Deck, Recreational Area, Year Round Living
Listing
- MLS number
- X13025098
- Status
- New
- Previous status
- Sold Conditional Escape
- Listed on
- 2026-04-21
- Expires
- 2026-09-30
- Taxes
- $1,100 (2025)
- Board
- One Point Association of REALTORS
Listing history
This address has been listed 3 times.
Where this property is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Mactier Public School Near North DSB | Elementary | 508 m | Not reported |
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 652 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35440260 — the few blocks around this address, home to 652 people. It describes the area, not this property.
Percentages are of the 375 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.