Homula Realty Brokerage
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1077 Country Lane, Frontenac, ON K0H 2P0

3 beds · 2 baths · 1 kitchen · 7 rooms · 6 parking spaces · 1100-1500 sq ft · Detached
$899,900
Property tax
$3,230 / year

It is here, finally, cottage season 2026! Where else would you want to spend your summer days than this ideal waterfront property on the West basin of Sharbot Lake? If you have been looking for the perfect setting that provides 100 feet of private waterfront, excellent swimming, gradual shoreline and sandy beach then this is a spot to explore. This four season 3bedroom, 1.5 bathroom bungalow offers extensive outdoor decking both front and rear to maximize your outdoor living experience whether it is barbecuing that awesome meal for guests, having asocial visit under the stars, or unwinding in the recessed hot tub after a full day of leisure activities. Inside you will be greeted by abundant natural light and open concept living space. Crisp white kitchen with granite counters, tiled backsplash, and convenient dine in space with bench seating. Bright living room with oversized patio door facing out to elevated deck with an amazing water view. Convenient, updated and stylish powder room. White washed walls compliment the laminate plank style flooring throughout. Primary room with updated 4piece ensuite including stackable washer/dryer. Bonus bunkie with lean-to for dry storage and separate storage shed for seasonal items. Impressive internet and cell service make working from this waterfront dream possible. Recreational trails are minutes away at the end of the well maintained private road. Easy care perennial and rock gardens surround the property. Located a short distance to the village of Sharbot Lake loaded with amenities including grocery, pharmacy, medical center, restaurants, cafe and more you can feel at home in a matter of minutes.

MLS number
X13032430
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0H 2P0
Photos
40
143days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Frontenac — 645 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$510k$709k$908k20252026this home’s asking price
$610klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in frontenac. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,980 · minimum here is $64,990
$3,984.56per month
Borrowed before insurance$719,920
Total borrowed$719,920
Interest over 25 years at 4.5%$475,449

If you rented it out

-$4,253.73per month out of pocket
Rent$0.00
Everything it costs to hold$4,253.73
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.