Homula Realty Brokerage
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414 Anderson Road, Havelock-Belmont-Methuen, ON K0L 1Z0

4 beds · 2 baths · 1 kitchen · 10 rooms · 8 parking spaces · 1100-1500 sq ft · Detached
$424,900

Country Living Near the Lake - Space, Potential & Opportunity! Welcome to this 4-bedroom home set on just under 3 acres along a quiet country road, offering the perfect blend of privacy, space, and outdoor lifestyle. Located just down the road from public access to Round Lake, you'll enjoy easy days on the water with excellent fishing and boating only minutes from your doorstep. The property itself is ideal for those dreaming of a more self-sufficient lifestyle-plenty of room for gardens, and maybe even a few chickens. With wide open space and natural surroundings, there's room here to truly make it your own. Inside, the home is move-in ready with solid bones, while still offering an opportunity to add your own updates and personal touches over time. Important updates have already been taken care of, including a newer furnace, updated windows, and a 200 amp electrical service. The home is serviced by a good well, along with an operational cistern-commonly found in classic farmhouses and offering added water capacity. Whether you're looking for a full-time residence or an investment with upside, this property delivers. Conveniently located less than 15 minutes to Havelock and just 45 minutes to Peterborough for shopping, dining, and amenities, you're right in the heart of beautiful cottage country without sacrificing accessibility. Added Bonus: Two newly severed 1-acre lots adjacent to the property are also available for purchase-ideal for extended family, future development, or investment (sold separately).If you've been looking for space, privacy, and potential near the water, this is a rare opportunity worth exploring.

MLS number
X13039454
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K0L 1Z0
Photos
33
Laundry
Not in the unit
141days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 583 people.

$69,000Median household income
97.8%Own their home
98.3%Detached houses
61.2Median age
13%Born outside Canada
16.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150230 — the few blocks around this address, home to 583 people. It describes the area, not this property.

583Population
55.8Average age
2Household size
$74,000Average household income
$69,000Median household income
98%Own their home
2%Rent
0%Condominiums
13%Born outside Canada
17%University degree
$690,000Average home value
15%Low income
16%Never married
$10,000 to $14,9991%
$15,000 to $19,9993%
$20,000 to $24,9993%
$25,000 to $29,9991%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9998%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over24%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9997%
$200,000 and over7%

Percentages are of the 380 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$84,980 · minimum here is $21,245
$1,881.37per month
Borrowed before insurance$339,920
Total borrowed$339,920
Interest over 25 years at 4.5%$224,490

If you rented it out

-$1,881.37per month out of pocket
Rent$0.00
Everything it costs to hold$1,881.37
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Bowes & Cocks Limited. Listing data provided by the Toronto Regional Real Estate Board.