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4 Vista Drive, Kawartha Lakes, ON K9V 4R1

2 beds · 1 bath · 1 kitchen · 8 rooms · 3 parking spaces · 1100-1500 sq ft · Modular Home
$419,900

Welcome to this bright and well-maintained modular home located in the year-round land lease community of Joy Vista Estates, just outside of Lindsay. Offering a functional and spacious layout, this home features a welcoming living room, separate dining area, and a galley-style kitchen with convenient access to a 4-season sunroom. The sunroom provides additional living space and a walkout to the back deck and private yard, backing onto open fields for added privacy. This home offers two well-sized bedrooms, including a primary with ample closet space, and a second bedroom complete with a built-in Murphy bed and storage-ideal for guests or flexible use. A 4-piece bathroom and main floor laundry add to the home's practicality. Enjoy outdoor living on a large lot with both an east-facing front patio, perfect for morning coffee, and a west-facing sunroom to take in evening sunsets. The property also features a 1.5-car carport with access to the rear deck, as well as a storage shed and a garden shed. Additional features include a durable metal roof and generous storage throughout. Embrace easy, low-maintenance living in a quiet community, where you can enjoy a community pool and a range of engaging activities.

MLS number
X13041104
Type
Modular Home
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K9V 4R1
Photos
31
141days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 624 people.

$64,500Median household income
93.1%Own their home
100%Detached houses
60Median age
8.5%Born outside Canada
8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160112 — the few blocks around this address, home to 624 people. It describes the area, not this property.

624Population
53.1Average age
2.2Household size
$79,000Average household income
$64,500Median household income
93%Own their home
7%Rent
5%Condominiums
9%Born outside Canada
8%University degree
$456,000Average home value
12%Low income
16%Never married
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9996%
$30,000 to $34,9996%
$35,000 to $39,9993%
$40,000 to $44,9994%
$45,000 to $49,9996%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over22%
$100,000 to $124,9997%
$125,000 to $149,9994%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 360 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$83,980 · minimum here is $20,995
$1,859.23per month
Borrowed before insurance$335,920
Total borrowed$335,920
Interest over 25 years at 4.5%$221,848

If you rented it out

-$1,859.23per month out of pocket
Rent$0.00
Everything it costs to hold$1,859.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Kawartha Lakes Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.