Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

403 Whites Road, Quinte West, ON K8V 5P5

3+1 beds · 1 bath · 1 kitchen · 11 rooms · 7 parking spaces · 1100-1500 sq ft · Detached
$439,900
Property tax
$2,914 / year

Charming bungalow offering three main-floor bedrooms and a full 4-piece bathroom, ideally suited for families or those seeking convenient one-level living. The bright, eat-in kitchen features a walkout to the deck-perfect for outdoor dining and entertaining-while the spacious living room provides a welcoming setting. The partially finished full basement expands the living space with an additional bedroom, a large rec room, and ample storage. Comfort is ensured year-round with natural gas heating, central air conditioning, and a 100-amp breaker panel. What truly sets this property apart are the significant recent infrastructure upgrades, including a brand new well system, professional decommissioning of the original well, and a newly installed septic system-providing exceptional peace of mind and long-term reliability. Detailed invoices outlining the scope of work are available for review. Located just on the outskirts of Trenton, this home offers the perfect balance of quiet country living with easy access to nearby amenities.

MLS number
X13041312
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
1
Postal code
K8V 5P5
Photos
33
Laundry
Not in the unit
143days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Sidney Ward — 245 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$435k$567k$700k20252026this home’s asking price
$548klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d51d20252026
25dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in sidney ward. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 427 people.

$98,000Median household income
88.6%Own their home
94.1%Detached houses
42.8Median age
4.5%Born outside Canada
9.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120353 — the few blocks around this address, home to 427 people. It describes the area, not this property.

427Population
41.3Average age
2.6Household size
$113,000Average household income
$98,000Median household income
89%Own their home
11%Rent
0%Condominiums
5%Born outside Canada
9%University degree
$440,000Average home value
8%Low income
55%Not in the labour force
25%Never married
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over35%
$100,000 to $124,99911%
$125,000 to $149,9999%
$150,000 to $199,9997%
$200,000 and over7%

Percentages are of the 230 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$87,980 · minimum here is $21,995
$1,947.78per month
Borrowed before insurance$351,920
Total borrowed$351,920
Interest over 25 years at 4.5%$232,415

If you rented it out

-$2,190.62per month out of pocket
Rent$0.00
Everything it costs to hold$2,190.62
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX QUINTE LTD.. Listing data provided by the Toronto Regional Real Estate Board.