Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

1796 C Round Lake Road, Killaloe, Hagarty and Richards, ON K0J 2A0

4 beds · 3 baths · 2 kitchens · 14 rooms · 10 parking spaces · < 700 sq ft · Laundry on the lower level level · Detached
$984,900
Property tax
$6,388 / year

A Round Lake Waterfront Property, with amazing sunsets from the main deck and sand beach that is over 1km long for walking! This home (built in 2017) offers 4 bedrooms, 3 baths, 2 full kitchens, and a gazebo that can be used all year round with wood airtight stove! Not to mention the 40ft x 30ft, 3 bay detached garage, automatic back-up generator (automatically powers up when the hydro goes out), 150ft of sandy shoreline and sandy lake bottom (zero weeds), excellent for swimming. Basement is fully finished (dry-core subfloor panels throughout), and boasts the 2nd kitchen and rec room for entertaining, a 3 pc bath/laundry, walk-out access to the gazebo, outside patio, and waterfront. All appliances are included. This property has all the features you would expect, and more, from a waterfront home and the view through the pines is amazing from the deck! The driveway from Round Lake Rd is shared with neighbors and a deeded right of way on title. Annual Road Maintenance fees is $400, includes snow plowing and minor grading of the road. Seller is negotiable on price, to offset the cost of improving access down to the waterfront (build a set of stairs, or creat a landscaped ramp).

MLS number
X13044110
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K0J 2A0
Photos
42
Laundry
Lower Level level
140days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 792 people.

$77,500Median household income
92%Own their home
97.3%Detached houses
58.4Median age
4.2%Born outside Canada
19.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470310 — the few blocks around this address, home to 792 people. It describes the area, not this property.

792Population
52Average age
2.1Household size
$100,800Average household income
$77,500Median household income
92%Own their home
8%Rent
0%Condominiums
4%Born outside Canada
19%University degree
$488,000Average home value
10%Low income
97%Not in the labour force
18%Never married
$15,000 to $19,9993%
$20,000 to $24,9993%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9997%
$40,000 to $44,9995%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over27%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 505 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$196,980 · minimum here is $73,490
$4,360.92per month
Borrowed before insurance$787,920
Total borrowed$787,920
Interest over 25 years at 4.5%$520,357

If you rented it out

-$4,893.26per month out of pocket
Rent$0.00
Everything it costs to hold$4,893.26
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SIGNATURE TEAM REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.