Homula Realty Brokerage
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245 Arnold Street, Kingston, ON K7M 3M4

4 beds · 3 baths · 1 kitchen · 15 rooms · 12 parking spaces · 2000-2500 sq ft · Laundry on the main level level · Detached
$729,900
Property tax
$5,762 / year

Quality custom built 2 story brick and stone home with an extra large country lot in the city. 3000 SF total living space, finished on all 3 levels. The welcoming main level features a formal living, dining room, kitchen with ample pantry storage, 2nd eating area, 2pc bath, convenient main floor laundry with entrance to garage, and a sunken family room open to the covered patio with a brick wood fired pizza oven. Just imagine the fun gatherings and delicacies you can create. Upstairs hosts 4 spacious bedrooms, the primary with a 3 pc ensuite, closets and a 4pc bath. Lower level is finished with walk up to the attached oversized 2 car garage, rec rooms, storage rooms, cold room/cantina, and second laundry option. The entire home showcases gleaming hardwood floors and tile throughout. The massive back yard is perfect for families to enjoy ample space with gardens and a shed. Entertain the family Sunday dinners with room for 10 cars to park in the wide driveway displayed by brick columns. Updates include windows 9 years ago, garage doors 9 years ago, shingles 9 years ago, exterior doors 9 years ago, natural gas furnace and central air 6 years ago, and hardwood floors 17 years ago. Bring your personal decorative touch to this fabulous home owned by the same family since 1984.

MLS number
X13049544
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K7M 3M4
Photos
27
Laundry
Main Level level
138days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Destiny Christian AcademyElementary675 mNot reported
Manar AcademyElementary1.6 kmNot reported
Lakeshore SchoolElementary1.7 kmNot reported
St Marguerite Bourgeoys Catholic School
Algonquin and Lakeshore CDSB
Elementary2.0 km6.7 / 10
67% met the standard
White Pines High SchoolElementary and secondary2.1 kmNot reported
Loyola Community Learning Centre
Algonquin and Lakeshore CDSB
Secondary2.4 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in 42 - City Northwest316 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$658k$719k$781k20252026this home’s asking price
$779klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d35d71d20252026
23dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 42 - city northwest. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 957 people.

$75,000Median household income
22.2%Own their home
21%Detached houses
59.2Median age
10.3%Born outside Canada
25.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100317 — the few blocks around this address, home to 957 people. It describes the area, not this property.

957Population
53.8Average age
1.8Household size
$90,800Average household income
$75,000Median household income
22%Own their home
78%Rent
6%Condominiums
10%Born outside Canada
25%University degree
$540,000Average home value
6%Low income
18%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9999%
$60,000 to $69,9999%
$70,000 to $79,9996%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over22%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9994%
$200,000 and over3%

Percentages are of the 690 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$145,980 · minimum here is $47,990
$3,231.84per month
Borrowed before insurance$583,920
Total borrowed$583,920
Interest over 25 years at 4.5%$385,632

If you rented it out

-$3,712.01per month out of pocket
Rent$0.00
Everything it costs to hold$3,712.01
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SUTTON GROUP-MASTERS REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.