Homula Realty Brokerage
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119 Fire Route 242, Trent Lakes, ON K0L 1J0

3 beds · 1 bath · 1 kitchen · 6 rooms · 3 parking spaces · < 700 sq ft · Detached
$899,000
Property tax
$3,824 / year

Escape to your private lakeside retreat, where the beauty of the forest meets the pristine shores of Gold Lake. Tucked into the trees on a beautiful 0.84-acre lot, this stunning cottage offers 180 feet of crystal-clear shoreline with unbeatable southern exposure and breathtaking panoramic views. Blending modern updates with classic cottage warmth, the interior features an open-concept layout with vaulted ceilings, granite kitchen counters, a cozy stone fireplace, and a brand-new bathroom with laundry hookups. Enjoy the peace of mind that comes with recent upgrades, including new windows, roof shingles, and siding. Step out onto the deck to enjoy morning coffee in the solitude of nature, or unwind on the extensive dock system. Nestled on the sought-after seven-lake chain, this rare property offers outstanding privacy, excellent swimming, and direct access to a network of scenic waterways. Whether you're relaxing under the forest canopy or exploring the lake by boat, this is the ultimate cottage escape.

MLS number
X13052932
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0L 1J0
Photos
37
Laundry
Not in the unit
138days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,173 people.

$82,000Median household income
95.9%Own their home
100%Detached houses
60.8Median age
8.8%Born outside Canada
21.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150319 — the few blocks around this address, home to 1,173 people. It describes the area, not this property.

1,173Population
55.4Average age
2Household size
$124,000Average household income
$82,000Median household income
96%Own their home
4%Rent
0%Condominiums
9%Born outside Canada
22%University degree
$820,000Average home value
13%Low income
16%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9992%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9992%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over8%

Percentages are of the 825 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,800 · minimum here is $64,900
$3,980.58per month
Borrowed before insurance$719,200
Total borrowed$719,200
Interest over 25 years at 4.5%$474,973

If you rented it out

-$4,299.24per month out of pocket
Rent$0.00
Everything it costs to hold$4,299.24
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Frank Real Estate. Listing data provided by the Toronto Regional Real Estate Board.