Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

1089 Pioneer Road, Highlands East, ON K0M 1R0

3+1 beds · 4 baths · 1 kitchen · 10+6 rooms · 9 parking spaces · 3500-5000 sq ft · Laundry on the main level level · Detached
$1,395,000
Property tax
$12,059 / year

Architecturally designed, executive home on Gooderham Lake. Exceptionally maintained and showing pride of ownership, this gorgeous lakefront home offers over 4000sq.ft. of living space on a nicely landscaped, level lot. Starting at the waterfront, you'll love the beautiful sunrise views over the lake and the clean, sandy shoreline which is great for swimming. The lake also offers wonderful fishing and water sport opportunities. Just a few steps up from the water is where you'll find this spectacular home that offers something for everyone. All the interior rooms are open and spacious and many include tremendous views of the lake. From the airy living room with vaulted ceilings and a cozy fireplace, to the chef's kitchen with custom cherry cabinets and open access to the family sized dining room, you'll appreciate the attention to detail. The primary bedroom comes with his and hers walk-in closets and a masterful ensuite. Two other generously sized bedrooms are also on the main floor. One set of accessible stairs takes you up to a large space that is perfect as a family room or office with a walk-out to a lovely deck area. The other set takes you to the lower level where you'll find a media room, guest room and two workshops, one of which is sized at 43'x20' with heated floors, a 9' ceiling and a 16' window wall overlooking the lake! Whether you're a weekend hobbyist, a professional contractor or someone looking to start a home based business, this space is perfect. And don't overlook the massive screened-in Haliburton room which expands your outdoor enjoyment. There are so many features to this one of a kind home including geothermal heating/cooling, auxiliary propane boiler heating system, drilled well with top-tier filtration/UV system, a 5-camera security system, and a 3-car insulated garage with enclosed walkway to the house, all located within walking distance to Gooderham. Priced substantially lower than replacement value. Must be seen to be appreciated!

MLS number
X13061692
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
K0M 1R0
Photos
49
Laundry
Main Level level
136days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 958 people.

$65,500Median household income
87.6%Own their home
97%Detached houses
59.2Median age
8.6%Born outside Canada
18%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460080 — the few blocks around this address, home to 958 people. It describes the area, not this property.

958Population
53.7Average age
1.9Household size
$80,000Average household income
$65,500Median household income
88%Own their home
12%Rent
0%Condominiums
9%Born outside Canada
18%University degree
$576,000Average home value
17%Low income
15%Never married
Under $5,0002%
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9996%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over23%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over5%

Percentages are of the 640 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$279,000 · minimum here is $114,500
$6,176.76per month
Borrowed before insurance$1,116,000
Total borrowed$1,116,000
Interest over 25 years at 4.5%$737,027

If you rented it out

-$7,181.67per month out of pocket
Rent$0.00
Everything it costs to hold$7,181.67
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Lakes Of Haliburton. Listing data provided by the Toronto Regional Real Estate Board.