Homula Realty Brokerage
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910 Hummingbird Lane, Leeds and the Thousand Islands, ON K0E 1L0

1 bed · 1 bath · 1 kitchen · 4 rooms · 3 parking spaces · 700-1100 sq ft · Detached
$499,900
Property tax
$2,366 / year

Welcome to your year-round lakeside retreat on picturesque Gananoque Lake. This 1-bedroom, 1-bathroom home has been completely renovated with top-quality finishes and modern comforts. Step inside to find a bright and open layout feauturing high end materials and thoughtful design. The property has been rewired, replumbed, and fully insulated with blown foam, including the crawl space, ensuring efficiency and comfort in every season. Updates also include a new roof, new windows, and a heated water line from the lake, so you can enjoy this property 12 months a year. The spacious attached deck is perfect for morning coffee, evening dinners, or simply soaking in the sweeping water views. With direct waterfront access you can step outside and go for a swim, launch your kayak (or boat if you install the dock) or cast a fishing line within seconds. Whether you're looking for a peaceful weekend escape or a full time home in nature, 910 Hummingbird Lane delivers unmatched quality, location, and lifestyle.

MLS number
X13062632
Type
Detached
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
K0E 1L0
Photos
23
Laundry
Not in the unit
137days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 636 people.

$82,000Median household income
98.3%Own their home
100%Detached houses
56.4Median age
6.8%Born outside Canada
17.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35070302 — the few blocks around this address, home to 636 people. It describes the area, not this property.

636Population
50.8Average age
2.2Household size
$86,000Average household income
$82,000Median household income
98%Own their home
2%Rent
0%Condominiums
7%Born outside Canada
18%University degree
$464,000Average home value
8%Low income
57%Not in the labour force
15%Never married
Under $5,0001%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9995%
$100,000 and over27%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over5%

Percentages are of the 395 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,980 · minimum here is $24,995
$2,213.45per month
Borrowed before insurance$399,920
Total borrowed$399,920
Interest over 25 years at 4.5%$264,115

If you rented it out

-$2,410.62per month out of pocket
Rent$0.00
Everything it costs to hold$2,410.62
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 KEYES REAL ESTATE LTD., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.