Homula Realty Brokerage
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231 Healy Lake W/A Road, The Archipelago, ON P0C 1H0

1+2 beds · 2 baths · 1 kitchen · 9+4 rooms · 700-1100 sq ft · Rural Residential
$859,000
Property tax
$2,552 / year

it is with great pleasure that I introduce you to this beautifully renovated, four season Muskoka getaway. An exquisite three bedroom, two bathroom modern cottage located on the serene shores of Healy Lake. Situated just a short two hour drive north of the GTA, this property offers a remarkable blend of privacy, convenience, and tranquility, all nestled on a stunning southern exposure lot. Arguably the best view on the lake with tons of privacy and no neighbours to be seen - this one won't last long. Designed with an open concept layout, this cottage is perfect for entertaining guests and making the most of your time by the lake. The multi tiered decks provide breathtaking views of Healy Lake, allowing you to fully embrace the natural beauty and peaceful surroundings. The custom designed kitchen boasts quartz countertops and modern finishes, combining functionality with elegance to enhance your culinary experiences. With southern exposure the property enjoys abundant natural sunlight throughout the day, making it and inviting and warm retreat in every season. You can relax and savor your leisure time on the spectacular multi tiered desks right at the waters edge, with easy access to the water for all your boating, fishing, and watersport activities. Healy Lake is renowned for its recreational opportunities, making this cottage an ideal destination for both relaxation and adventure. Moreover, the property is move in ready, allowing you to begin creating lasting memories this summer!

MLS number
X13070300
Type
Rural Residential
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
P0C 1H0
Photos
34
Laundry
Not in the unit
136days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Mactier Public School
Near North DSB
Elementary1.3 kmNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 652 people.

$60,400Median household income
80%Own their home
89.8%Detached houses
46.4Median age
2.8%Born outside Canada
7.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440260 — the few blocks around this address, home to 652 people. It describes the area, not this property.

652Population
44Average age
2.2Household size
$72,000Average household income
$60,400Median household income
80%Own their home
20%Rent
0%Condominiums
3%Born outside Canada
7%University degree
$444,000Average home value
17%Low income
82%Not in the labour force
27%Never married
$10,000 to $14,9993%
$15,000 to $19,9991%
$20,000 to $24,9994%
$25,000 to $29,9993%
$30,000 to $34,9995%
$35,000 to $39,9997%
$40,000 to $44,9997%
$45,000 to $49,9994%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over20%
$100,000 to $124,99912%
$125,000 to $149,9993%
$150,000 to $199,9993%
$200,000 and over4%

Percentages are of the 375 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$171,800 · minimum here is $60,900
$3,803.47per month
Borrowed before insurance$687,200
Total borrowed$687,200
Interest over 25 years at 4.5%$453,840

If you rented it out

-$4,016.13per month out of pocket
Rent$0.00
Everything it costs to hold$4,016.13
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE FIRST CONTACT REALTY. Listing data provided by the Toronto Regional Real Estate Board.