Homula Realty Brokerage
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60 Greenwood Crescent, Kawartha Lakes, ON K0M 2T0

Vacant Land
$369,000
Property tax
$661 / year

Build your forever home or cottage on this beautiful waterfront lot on Canal Lake, which connects directly to the renowned Trent River System! This is a rare opportunity to own one of the few remaining properties in the Western Trent Lakefront community, ideally located in the sought-after Pinewood neighbourhood. Surrounded by upscale homes and cottages, this lot offers the convenience of municipal water, paved roads, and high-speed fibre internet. Enjoy being just a 5-minute drive to Western Trent Golf Course and nearby shopping. Perfectly positioned beside a park, the property also borders a community boat launch with resident parking, offering effortless access to the water. With the trees already cleared, the lot is ready for you to start building the dream home you've envisioned.

MLS number
X13070978
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K0M 2T0
Photos
3
134days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$73,800 · minimum here is $18,450
$1,633.85per month
Borrowed before insurance$295,200
Total borrowed$295,200
Interest over 25 years at 4.5%$194,956

If you rented it out

-$1,688.94per month out of pocket
Rent$0.00
Everything it costs to hold$1,688.94
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 LEADING EDGE REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.