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98 Summers Drive, Thorold, ON L2V 5B1

4 beds · 3 baths · 1 kitchen · 10+3 rooms · 5 parking spaces · 2000-2500 sq ft · Detached
$689,000
Property tax
$5,018 / year

Spacious, well-maintained Mountainview home offering over 2,000 sq. ft. of thoughtfully-designed living space. With 3 bedrooms plus a versatile bonus room - perfect as a nursery, bedroom or home office - this home adapts to your lifestyle.Step inside to a bright, two-storey open-ceiling living area that creates an immediate warmth of space and light. The recently-installed hardwood living room flows into a large kitchen with ample cabinetry, ideal for everyday living and entertaining.Upstairs, unwind in your large, oasis-of-a-master-bedroom featuring a walk-in closet and large windows. Walk down an open hallway overlooking the first-floor living space to the other bedrooms. The finished basement was built with flexibility in mind, offering generous storage spaces, a media-center closet and large bathroom with a modern curbless shower; designed with the potential to add another bedroom.Built in 1999 and proudly owned by only two owners, this home has been carefully maintained and updated. Enjoy natural gas hookups for the dryer, stove, and BBQ - helping to reduce utility costs - along with a newer high-efficiency A/C unit. The roof was replaced in 2019 with durable 50-year shingles by highly-rated Baron Roofing. Step outside to your private backyard escape, featuring an updated deck covered by a sun sail and many trees to provide shade and privacy. *For Additional Property Details Click The Brochure Icon Below*

MLS number
X13073678
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
L2V 5B1
Photos
19
Laundry
Not in the unit
133days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Richmond Street Public School
DSB Niagara
Elementary635 m8.9 / 10
89% met the standard
Our Lady of the Holy Rosary Catholic Elementary School
Niagara CDSB
Elementary969 m7.3 / 10
73% met the standard
Beacon Christian Elementary SchoolElementary1.5 kmNot reported
Westmount Public School
DSB Niagara
Elementary1.6 km6.6 / 10
66% met the standard
Niagara Catholic Online Secondary School
Niagara CDSB
Secondary1.7 kmNot reported
Pope Francis Catholic Elementary School
Niagara CDSB
Elementary1.7 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Thorold474 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$598k$648k$697k20252026this home’s asking price
$621klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in thorold. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 998 people.

$98,000Median household income
80.8%Own their home
54.4%Detached houses
34.4Median age
16.4%Born outside Canada
22.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260590 — the few blocks around this address, home to 998 people. It describes the area, not this property.

998Population
36.8Average age
2.9Household size
$118,800Average household income
$98,000Median household income
81%Own their home
19%Rent
3%Condominiums
16%Born outside Canada
23%University degree
$612,000Average home value
9%Low income
35%Not in the labour force
35%Never married
Under $5,0002%
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9992%
$35,000 to $39,9991%
$40,000 to $44,9992%
$45,000 to $49,9991%
$50,000 to $59,9994%
$60,000 to $69,9993%
$70,000 to $79,9994%
$80,000 to $89,9997%
$90,000 to $99,9996%
$100,000 and over33%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,99911%
$200,000 and over7%

Percentages are of the 500 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$137,800 · minimum here is $43,900
$3,050.74per month
Borrowed before insurance$551,200
Total borrowed$551,200
Interest over 25 years at 4.5%$364,023

If you rented it out

-$3,468.91per month out of pocket
Rent$0.00
Everything it costs to hold$3,468.91
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ICI SOURCE REAL ASSET SERVICES INC.. Listing data provided by the Toronto Regional Real Estate Board.