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3069 Clear Lake Road W, Selwyn, ON K0L 2H0

1+2 beds · 3 baths · 1 kitchen · 9+5 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$2,100,000
Property tax
$6,949 / year

This property is located on one of the premier lakes in the Kawarthas, only 7 minutes from Lakefield and 20 minutes from Peterborough. Being on the Trent system waterway allows for limitless boating. Rare, that the opportunity arises to own such a private location on a dead end road with 200 feet of pristine waterfront. This slightly sloping lot is perfect for the walkout at ground level from the large family room to beautiful level waterfront with expansive views of the lake. Waterfront has great walk-in hard bottom for swimming and plenty of depth for your multi-use watercrafts. Home is in first rate condition and shows pride of ownership. The main floor is open concept kitchen, dining room and living room with vaulted ceilings of natural wood, pot lighting, hardwood and tile flooring and many large windows overlooking the lake. Walkout from living room to large wraparound deck with stairs to beautiful yard and waterfront. Also on main floor is den with walkout to deck, 2 baths, laundry, primary bedroom with walk-in closet and ensuite. Staircase leads down to a huge family room with radiant heat flooring, exceptional windows overlooking water and walkout to waterfront. Lower level also includes 3 piece bath, 2 large bedrooms, utility and storage rooms. Easy access by water or road for golfing, restaurants, shopping and many other activities in the surround area.

MLS number
X13077258
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K0L 2H0
Photos
48
Laundry
Main Level level
132days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Selwyn — 374 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$621k$1.38M$2.13M20252026this home’s asking price
$760klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in selwyn. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,076 people.

$75,000Median household income
93.2%Own their home
93.1%Detached houses
58.8Median age
6.6%Born outside Canada
21.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150318 — the few blocks around this address, home to 1,076 people. It describes the area, not this property.

1,076Population
50.8Average age
2.1Household size
$117,200Average household income
$75,000Median household income
93%Own their home
7%Rent
4%Condominiums
7%Born outside Canada
21%University degree
$644,000Average home value
10%Low income
16%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9993%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9995%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9998%
$100,000 and over23%
$100,000 to $124,9995%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over6%

Percentages are of the 650 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$420,000 · minimum here is $420,000
$9,298.35per month
Borrowed before insurance$1,680,000
Total borrowed$1,680,000
Interest over 25 years at 4.5%$1,109,504

If you rented it out

-$9,877.43per month out of pocket
Rent$0.00
Everything it costs to hold$9,877.43
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 UNITED REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.