Homula Realty Brokerage
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890 Ramsey Road, Kawartha Lakes, ON K0M 2C0

Vacant Land
$639,900
Property tax
$529 / year

Discover the possibilities with this expansive 100.58-acre parcel in the desirable rural community of Little Britain. Offering approximately 25 acres of workable land, with the potential to increase to up to 50 acres with additional clearing. With the land currently rented to a tenant farmer, this property offers a great opportunity for investment, passive income, or establishing your own roots. The balance of the acreage provides a natural mix, ideal for outdoor enthusiasts seeking privacy and room to roam. Whether you're expanding your agricultural portfolio or envisioning a peaceful rural retreat, this property offers both versatility and long-term value.

MLS number
X13079264
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K0M 2C0
Photos
18
Laundry
Not in the unit
132days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 583 people.

$100,000Median household income
97.9%Own their home
100%Detached houses
46Median age
3.3%Born outside Canada
11.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160165 — the few blocks around this address, home to 583 people. It describes the area, not this property.

583Population
42.7Average age
2.6Household size
$105,000Average household income
$100,000Median household income
98%Own their home
2%Rent
0%Condominiums
3%Born outside Canada
12%University degree
$710,000Average home value
7%Low income
50%Not in the labour force
20%Never married
$25,000 to $29,9992%
$30,000 to $34,9992%
$45,000 to $49,9992%
$50,000 to $59,9998%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over35%
$100,000 to $124,99911%
$125,000 to $149,9999%
$150,000 to $199,99912%
$200,000 and over3%

Percentages are of the 330 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$127,980 · minimum here is $38,990
$2,833.34per month
Borrowed before insurance$511,920
Total borrowed$511,920
Interest over 25 years at 4.5%$338,082

If you rented it out

-$2,877.42per month out of pocket
Rent$0.00
Everything it costs to hold$2,877.42
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Kawartha Lakes Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.