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41 Rosedale Trail Trail, Kawartha Lakes, ON K0M 1N0

4 beds · 4 baths · 1 kitchen · 12 rooms · 3 parking spaces · 2250-2499 sq ft · No locker · Laundry in unit · Common Element Condo
$1,260,000

Utilities includedWater

Also includedCommon Elements

Maintenance fee
$530 / month
Property tax
$6,607 / year
Included in the fee
Water, Common Elements

Beautiful Balsam Lake location! This beloved family cottage is now being offered to those looking for a low maintenance cottage lifestyle or the perfect primary residence in the beautiful Kawarthas. The spacious, open concept main floor is perfect for hosting large gatherings of friends and family. The great room boasts expansive windows that let the light in and soaring ceilings with wood accent beams. Enjoy one-level living with the Primary with Ensuite on the main floor. A gorgeous kitchen with quartz countertops, stainless steel appliances and a built-in beverage centre in the expansive island is a chef's dream. Main floor laundry and half bath with direct access to the attached garage. The second level hosts 3 more generous bedrooms, a four piece bath and a 2 piece ensuite for your family and guests. The very private wooded backyard oasis is professionally landscaped with a stunning deck to host outdoor living and dining, a stone patio, stone walkways and an outdoor chess board that redefines games night. Extensive use of armourstone and river rock creates beautiful side and front gardens viewed from the charming covered front and side wrap around porch. From your private dock slip in a protected marina, you can venture out on Balsam Lake or explore the entire Trent Severn Waterway. With 600 feet of hard packed sandy waterfront you can lounge on the beach or the swim platform, and you will love catching the gorgeous sunsets from the waterfront. Close to Fenelon Falls and Coboconk and only 90 minutes from the GTA. A rare cottage country paved road, with municipal water and sewer. Come enjoy this peaceful property, embrace the lake lifestyle and make this Balsam Lake beauty your new reality.

MLS number
X13084000
Type
Common Element Condo
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
K0M 1N0
Photos
40
Locker
No
Laundry
Sink, Ensuite, Laundry Room
Included in the fee
Water, Common Elements
130days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$252,000 · minimum here is $101,000
$5,579.01per month
Borrowed before insurance$1,008,000
Total borrowed$1,008,000
Interest over 25 years at 4.5%$665,702

If you rented it out

-$6,659.59per month out of pocket
Rent$0.00
Everything it costs to hold$6,659.59
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by KIC REALTY. Listing data provided by the Toronto Regional Real Estate Board.