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2305 Thurstonia Road, Kawartha Lakes, ON K0M 1L0

3 beds · 1 bath · 1 kitchen · 7 rooms · 2 parking spaces · 700-1100 sq ft · Detached
$329,000
Property tax
$1,400 / year

Amazing opportunity in Thurstonia on the shores of Sturgeon Lake. Located a short drive outside Bobcaygeon, awaits your first time home buying opportunity or fantastic cottage getaway. This 4 season cutie is a stones throw from Sturgeon Lake, where you are on the Trent System, with bountiful summer and winter activities! This 3 bdrm plus loft features soaring cathedral ceilings, separate dining area with lots of windows to allow the views and sun to shine in! Lots of parking with entrances on 2 roads, guarantees parking for your weekend guests. A little more work to make this diamond in the rough your own and you'll enjoy many family memories watching the constellations of Bobcaygeon. Great project home for the handyperson to work on while enjoying cottage life! Don't wait on this one, you can be lakeside, or enjoying a cool beverage on your deck before schools out!

MLS number
X13086810
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0M 1L0
Photos
29
130days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$322k$508k$695k20252026this home’s asking price
$650klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d55d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,200 people.

$86,000Median household income
90.7%Own their home
99%Detached houses
51.6Median age
4.4%Born outside Canada
11.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160188 — the few blocks around this address, home to 1,200 people. It describes the area, not this property.

1,200Population
46.7Average age
2.4Household size
$96,400Average household income
$86,000Median household income
91%Own their home
9%Rent
0%Condominiums
4%Born outside Canada
11%University degree
$664,000Average home value
10%Low income
75%Not in the labour force
21%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over7%

Percentages are of the 695 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$65,800 · minimum here is $16,450
$1,456.74per month
Borrowed before insurance$263,200
Total borrowed$263,200
Interest over 25 years at 4.5%$173,822

If you rented it out

-$1,573.41per month out of pocket
Rent$0.00
Everything it costs to hold$1,573.41
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX HALLMARK EASTERN REALTY. Listing data provided by the Toronto Regional Real Estate Board.