424 Hummingbird Lane, North Algona Wilberforce, ON K0J 1T0
If you've been dreaming about owning a waterfront property, this one is worth a look! Set on approximately .5 acres on a private road surrounded by mature trees, this well cared for property is ready for its next chapter. Whether you're looking for a full-time waterfront home, weekend getaway, or potential AirB&B investment, the setting here is hard to beat. Features include wheelchair accessibility, a detached garage, and a layout with great bones ready for your personal touch. The neighbourhood is a great mix of both seasonal and full-time residents, offering a quiet and welcoming setting while still being located right off Highway 60 for an easy commute. Bonus for dog owners Magen's Marvellous Mutts is located right at the top of the road, for grooming after a long day of swimming! Great spot, private setting, waterfront, and tons of potential all wrapped into one.
- MLS number
- X13090464
- Type
- Detached
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- K0J 1T0
- Photos
- 34
This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Fronting on
- South
- Community
- 561 - North Algona/Wilberforce Twp
- Municipality
- North Algona Wilberforce
- Cross street
- Columbine Lane
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 1
- Washrooms
- 1
- Kitchens
- 1
- Rooms above grade
- 5
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Crawl Space
- Laundry
- Main Level
- Size
- 700-1100
Building
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Other
Parking
- Garage
- Detached
- Covered spaces
- 1
- Driveway spaces
- 2
- Total parking
- 2
- Features
- Available
Land
- Lot
- 91 × 218.32 feet
- Shape
- Irregular
- Waterfront
- Yes
- View
- Water, Trees/Woods
- Pool
- None
Heating, cooling and services
- Heating
- Baseboard
- Heat source
- Electric
- Cooling
- None
- Water
- Well
- Sewer
- Septic
Features
- Property
- Clear View, Wooded/Treed, Waterfront, Lake Access
- Interior
- Carpet Free, Propane Tank, Wheelchair Access, Primary Bedroom - Main Floor
- Exterior
- Year Round Living
Listing
- MLS number
- X13090464
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-05-06
- Expires
- 2026-09-30
- Board
- Ottawa Real Estate Board
Listing history
No previous listings found for this address.
Where this home is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 576 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35470236 — the few blocks around this address, home to 576 people. It describes the area, not this property.
Percentages are of the 305 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.