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597 Stokes Bay Road, Northern Bruce Peninsula, ON N0H 2M0

3 beds · 2 baths · 1 kitchen · 8 rooms · 4 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$580,000
Property tax
$2,549 / year

Completely renovated storey and a half year round home or cottage, located in the hamlet of Stokes Bay. Home/cottage shows very well - has three bedrooms and two bathrooms. Main floor has kitchen with walkout to deck and concrete patio, large combination living and dining area, with plenty of lighting; bedroom and a three piece bathroom. Second level has two bedrooms and a four piece bathroom. Extra storage underneath the staircase. Home/cottage is carpet free. There is a detached double car garage that allows for plenty of storage. Exterior of the home/cottage is vinyl siding for easy maintenance. Enjoy gathering around the firepit for a campfire in a private setting. Nicely landscaped. Property comes completely furnished and ready for possession. Great property to start making notable memories on the beautiful Bruce Peninsula. A short drive to Black Creek Provincial Park where you'll find a lovely sandy beach there is a boat launch at the Government Dock. Property is located on a year round paved municipal road. Rural services are available such as garbage and recycling. The road is plowed during winter time. Taxes: $2549.00 for 2026. A must see!

MLS number
X13090824
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0H 2M0
Photos
34
Laundry
Main Level level
130days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 652 people.

$72,000Median household income
95.5%Own their home
96.9%Detached houses
61.2Median age
9.2%Born outside Canada
19.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410147 — the few blocks around this address, home to 652 people. It describes the area, not this property.

652Population
54.1Average age
2Household size
$87,600Average household income
$72,000Median household income
96%Own their home
5%Rent
0%Condominiums
9%Born outside Canada
19%University degree
$536,000Average home value
12%Low income
87%Not in the labour force
13%Never married
Under $5,0001%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9994%
$35,000 to $39,9995%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over23%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9994%
$200,000 and over6%

Percentages are of the 420 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$116,000 · minimum here is $33,000
$2,568.11per month
Borrowed before insurance$464,000
Total borrowed$464,000
Interest over 25 years at 4.5%$306,434

If you rented it out

-$2,780.53per month out of pocket
Rent$0.00
Everything it costs to hold$2,780.53
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Grey Bruce Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.