Homula Realty Brokerage
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1180 Union Street, Kitchener, ON N2H 6K2

2+2 beds · 2 baths · 1+1 kitchens · 12 rooms · 3 parking spaces · 700-1100 sq ft · Duplex
$775,000
Property tax
$2,646 / year

**Attention Investors and first-time home buyers - this property was gutted to the "Bones"! **New everything in this affordable DUPLEX with 2 spacious - 2 Bedroom Units. **Features include: 2 hydro meters, 2 water meters (no utility bills for the landlord), 2 heat pumps (high efficiency), 2 poured concrete porches, concrete driveway, steps and walkway, all new exterior siding and windows, all new insulation and soundproofing between units, 2 new electrical panels, new wiring, new plumbing, new fencing, 2 spacious kitchens with quartz counter tops and porcelain subway backsplash, 2 new full bathrooms with quartz counters, tons of pot lights, 12 appliances included. **Nearby access to HWY 7/8 Expressway, Lancaster/Union Bus Stop, close to Waterloo, Bechtel Park, Breithaupt Park, Bridgeport amenities including Tim Hortons, Gas Station, Lancaster Business Park Trail, and the Walter Bean Grand River Trail. **Currently rented with gross monthly income of $4,050.00 and tenants pay utilities. Images are digitally staged.

MLS number
X13095624
Type
Duplex
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N2H 6K2
Photos
46
Laundry
Not in the unit
128days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
KW Montessori SchoolElementary492 mNot reported
St Teresa Catholic Elementary School
Waterloo CDSB
Elementary641 m7.1 / 10
71% met the standard
Prueter Public School
Waterloo Region DSB
Elementary769 m5.2 / 10
52% met the standard
Bridgeport Public School
Waterloo Region DSB
Elementary1.3 km5.6 / 10
56% met the standard
Margaret Avenue Public School
Waterloo Region DSB
Elementary1.5 kmNot reported
Wildflowers Forest SchoolElementary1.7 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 421 people.

$57,600Median household income
44.4%Own their home
47.6%Detached houses
36.8Median age
17%Born outside Canada
17.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35300836 — the few blocks around this address, home to 421 people. It describes the area, not this property.

421Population
38.1Average age
2Household size
$62,000Average household income
$57,600Median household income
44%Own their home
56%Rent
4%Condominiums
17%Born outside Canada
17%University degree
$510,000Average home value
20%Low income
51%Not in the labour force
39%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9996%
$25,000 to $29,9994%
$30,000 to $34,9996%
$35,000 to $39,9994%
$40,000 to $44,9996%
$45,000 to $49,9996%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9998%
$80,000 to $89,9998%
$90,000 to $99,9994%
$100,000 and over15%
$100,000 to $124,9996%
$125,000 to $149,9996%
$150,000 to $199,9992%

Percentages are of the 240 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$155,000 · minimum here is $52,500
$3,431.53per month
Borrowed before insurance$620,000
Total borrowed$620,000
Interest over 25 years at 4.5%$409,460

If you rented it out

-$3,652.03per month out of pocket
Rent$0.00
Everything it costs to hold$3,652.03
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Real Estate Centre Inc.. Listing data provided by the Toronto Regional Real Estate Board.