Homula Realty Brokerage
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37 Nanticoke Valley Road, Haldimand, ON N0A 1L0

Vacant Land
$399,800
Property tax
$129 / year

1.4-acre building lot backing onto Nanticoke Creek, just around the corner from the marina and boat launch for easy access to Lake Erie. The list price includes both 37 and 43 Nanticoke Valley Road, sold together as one package. The owner has drawings for a 3,100 sq/ft two-storey home with a walkout basement that can be purchased separately.

MLS number
X13111806
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
N0A 1L0
Photos
1
Laundry
Not in the unit
126days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$79,960 · minimum here is $19,990
$1,770.23per month
Borrowed before insurance$319,840
Total borrowed$319,840
Interest over 25 years at 4.5%$211,228

If you rented it out

-$1,780.98per month out of pocket
Rent$0.00
Everything it costs to hold$1,780.98
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by NORTH 2 SOUTH REALTY. Listing data provided by the Toronto Regional Real Estate Board.