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191 Timm Road, Whitewater Region, ON K0J 2L0

5 beds · 4 baths · 1 kitchen · 21+4 rooms · 8 parking spaces · 3500-5000 sq ft · Laundry on the main level level · Farm
$2,395,000
Property tax
$8,601 / year

A rustic lane leads to a private place with open fields surrounded by mature trees with a grand home perched on a hill. Once a place where horses roamed, this 182+ acre farm is still a home to local wide life. At the rear of this acreage is 950 ft of waterfront on the Ottawa River. The almost 4000 sqft home has 5 bedrooms, 4 baths, boasts high ceilings, main floor laundry, mud room off side entry, and a superior layout. The eat-in kitchen was made for a chef with granite counters, built-appliances and a large island. The formal but intimate dinning room will host all those family suppers. This home has multiple entertainment areas including: main level Living Room with wood fireplace and floor to ceiling stone hearth with dumbwaiter for wood; the sunken sun filled sun room has vaulted ceilings and skylights; and the cozy basement family room with built in electric fireplace with wooden carved horse decals and built in surround sound. Main level also has an office with built in desk for those who work from home. The primary suite was updated in 2015 with a large sleeping area, walk-in closet, and a stunning ensuite with stand alone tub, glass shower and custom cabinetry. Finishing off the main level is a screened in porch with the best view of the estates open fields and scenery. Upstairs is homed to 4 additional bedrooms, some with cathedral ceilings with exposed wood beams, and others with window seats. All are spacious with their own unique charm. Second floor also features a den (playroom/exercise room) and 2 additional bathrooms. The house also has a 2 car attached heated garage, a 1 car detached garage/workshop, a large barn area, 2 equipment/live stock shelters, and a maple syrup shack. The acreage has walking trails that lead to the waterfront . The Ottawa River water front has unlimited future potential. This natural beauty can't be duplicated. It is more than a property, it is your families legacy.

MLS number
X13112728
Type
Farm
Status
Active
Bedrooms
5
Bathrooms
4
Postal code
K0J 2L0
Photos
50
Laundry
Main Level level
124days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,004 people.

$79,000Median household income
95.6%Own their home
97.7%Detached houses
54.4Median age
7.4%Born outside Canada
15.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470319 — the few blocks around this address, home to 1,004 people. It describes the area, not this property.

1,004Population
48.4Average age
2.3Household size
$90,800Average household income
$79,000Median household income
96%Own their home
4%Rent
0%Condominiums
7%Born outside Canada
15%University degree
$404,000Average home value
9%Low income
18%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9997%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over27%
$100,000 to $124,99910%
$125,000 to $149,9998%
$150,000 to $199,9994%
$200,000 and over5%

Percentages are of the 595 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$479,000 · minimum here is $479,000
$10,604.54per month
Borrowed before insurance$1,916,000
Total borrowed$1,916,000
Interest over 25 years at 4.5%$1,265,363

If you rented it out

-$11,321.29per month out of pocket
Rent$0.00
Everything it costs to hold$11,321.29
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXIT OTTAWA VALLEY REALTY. Listing data provided by the Toronto Regional Real Estate Board.