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1 CAPTAIN TENBROCK Terrace, St. Catharines, ON L2W 1B2

3+1 beds · 4 baths · 1 kitchen · 9+4 rooms · 6 parking spaces · 2000-2500 sq ft · Detached
$1,099,900
Property tax
$8,608 / year

Meticulously maintained executive home, offering timeless elegance, outstanding functionality & 10+ curb appeal. Nestled in a coveted family-friendly neighbourhood, this stunning residence is surrounded by gorgeous landscaped gardens & located near parks, schools, highways & every convenience. The thoughtfully designed home has over 3300 sq ft of interior living space. The main level features formal living & dining rooms, main floor laundry & a spacious family room with soaring vaulted ceilings & dramatic two-storey windows that flood the home with natural light. The expansive eat-in kitchen is designed for both everyday living & entertaining, complete with granite countertops, a large centre island, custom tile backsplash & abundant cabinetry. Upstairs, you'll find 3 generous bedrooms including a luxurious oversized primary suite featuring a walk-in closet & ensuite bathroom. The second bathroom is spacious with a soaker tub and walk-in shower. The fully finished basement has been completed to the highest standards with rounded wall corners & exceptional attention to detail. Offering incredible versatility, the lower level includes a spacious rec room, additional bedroom space, office, den, bathroom & extensive storage space. A double-car garage with inside entry adds everyday convenience. Rarely does a home of this calibre become available in such a sought-after neighbourhood!

MLS number
X13120600
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
L2W 1B2
Photos
50
122days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Grapeview Public School
DSB Niagara
Elementary1.1 km8.9 / 10
89% met the standard
St Teresa of Calcutta Catholic Elementary School
Niagara CDSB
Elementary1.2 km7.0 / 10
70% met the standard
St. Joseph AcademyElementary1.2 kmNot reported
St Ann Catholic Elementary School
Niagara CDSB
Elementary2.4 km8.5 / 10
85% met the standard
Gracefield Public School
DSB Niagara
Elementary2.5 km9.3 / 10
93% met the standard
MAC Niagara Islamic SchoolElementary2.0 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in St. Catharines2,069 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$551k$831k$1.11M20252026this home’s asking price
$613klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d16d33d20252026
22dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in st. catharines. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,212 people.

$144,000Median household income
84%Own their home
79%Detached houses
46Median age
26.3%Born outside Canada
38.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260407 — the few blocks around this address, home to 1,212 people. It describes the area, not this property.

1,212Population
42.3Average age
3Household size
$176,000Average household income
$144,000Median household income
84%Own their home
16%Rent
4%Condominiums
26%Born outside Canada
38%University degree
$924,000Average home value
8%Low income
54%Not in the labour force
30%Never married
$15,000 to $19,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9993%
$60,000 to $69,9993%
$70,000 to $79,9992%
$80,000 to $89,9993%
$90,000 to $99,9992%
$100,000 and over40%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,99910%
$200,000 and over18%

Percentages are of the 685 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$219,980 · minimum here is $84,990
$4,870.12per month
Borrowed before insurance$879,920
Total borrowed$879,920
Interest over 25 years at 4.5%$581,116

If you rented it out

-$5,587.45per month out of pocket
Rent$0.00
Everything it costs to hold$5,587.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RIGHT AT HOME REALTY. Listing data provided by the Toronto Regional Real Estate Board.