Homula Realty Brokerage
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107 Roger Street 106, Waterloo, ON N2J 0G2

1 bed · 1 bath · 1 kitchen · 4 rooms · 600-699 sq ft · No locker · Laundry in unit · Common Element Condo
$350,000

Utilities includedCentral Air Conditioning

Also includedCommon Elements · Building Insurance

Maintenance fee
$322 / month
Property tax
$2,300 / year
Included in the fee
Common Elements, Building Insurance, CAC

Two years new apartment for sale. Experience urban living at its finest in this brand new condominium nestled within the Spur Lines Development. Situated conveniently near Grand River Hospital, LRT stops and an array of upscale dining options, this one-bedroom, one-bathroom gem is made for young professionals or couples looking to be close to both the uptown and downtown lifestyles. Spanning 604 square feet, this unit boasts a sun-kissed balcony, in-suite laundry, and a stocked kitchen complete with stainless steel appliances. Make this condo Your home today.

MLS number
X13120974
Type
Common Element Condo
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
N2J 0G2
Photos
7
Locker
No
Laundry
Ensuite
Included in the fee
Common Elements, Building Insurance, CAC
124days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Elizabeth Ziegler Public School
Waterloo Region DSB
Elementary428 m6.8 / 10
68% met the standard
Kitchener Waterloo Collegiate and Vocational School
Waterloo Region DSB
Secondary608 m8.1 / 10
81% met the standard · 2 of 6 measures
King Edward Public School
Waterloo Region DSB
Elementary788 m5.1 / 10
51% met the standard
École élémentaire L'Harmonie
CS Viamonde
Elementary1.2 km8.3 / 10
83% met the standard
AIM KW SchoolElementary1.2 kmNot reported
St John Catholic Elementary School
Waterloo CDSB
Elementary1.4 km4.8 / 10
48% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 421 people.

$81,000Median household income
68.3%Own their home
61%Detached houses
37.6Median age
3.4%Born outside Canada
35.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35300112 — the few blocks around this address, home to 421 people. It describes the area, not this property.

421Population
39.7Average age
2Household size
$95,000Average household income
$81,000Median household income
68%Own their home
32%Rent
5%Condominiums
3%Born outside Canada
36%University degree
$570,000Average home value
10%Low income
37%Not in the labour force
31%Never married
Under $5,0002%
$15,000 to $19,9992%
$20,000 to $24,9992%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over28%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over6%

Percentages are of the 270 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$70,000 · minimum here is $17,500
$1,549.72per month
Borrowed before insurance$280,000
Total borrowed$280,000
Interest over 25 years at 4.5%$184,917

If you rented it out

-$2,063.39per month out of pocket
Rent$0.00
Everything it costs to hold$2,063.39
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX COMMUNITY REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.