Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

8 Helen Crescent, Kawartha Lakes, ON K0M 2C0

Vacant Land
$299,900
Property tax
$846 / year

Great opportunity to own this prime building lot in this quaint waterfront community. Just over acre to build your home. The lot has municipal water available. There is a municipal right of way that abuts the rear of the property that allows direct lake access. The owner is willing to sell the lot or build a home for you on the lot. The owner has site planned a 1584 sq ft bungalow with a triple car garage for this lot. The artist renderings are in the attached photos. Build price to be finalized if interested. The builder is open to a building a different home should the buyer request it. The proposed home shown in the photos has the approval from the health dept and the Conservation Authority.

MLS number
X13121158
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K0M 2C0
Photos
8
Laundry
Not in the unit
123days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 819 people.

$110,000Median household income
93.9%Own their home
100%Detached houses
50.8Median age
11.9%Born outside Canada
9.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160167 — the few blocks around this address, home to 819 people. It describes the area, not this property.

819Population
46.1Average age
2.5Household size
$112,000Average household income
$110,000Median household income
94%Own their home
6%Rent
0%Condominiums
12%Born outside Canada
9%University degree
$715,000Average home value
6%Low income
70%Not in the labour force
21%Never married
Under $5,0001%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9992%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over36%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,9999%
$200,000 and over8%

Percentages are of the 490 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$59,980 · minimum here is $14,995
$1,327.89per month
Borrowed before insurance$239,920
Total borrowed$239,920
Interest over 25 years at 4.5%$158,448

If you rented it out

-$1,398.39per month out of pocket
Rent$0.00
Everything it costs to hold$1,398.39
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Jazz INC.. Listing data provided by the Toronto Regional Real Estate Board.