Homula Realty Brokerage
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73083 NORTHRIDGE Road, Bluewater, ON N0M 2T0

2+1 beds · 3 baths · 1 kitchen · 8+4 rooms · 2 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$1,999,000
Property tax
$10,725 / year

Executive lakefront north of Grand Bend with a completely updated modern interior at Northridge Subdivision. Custom built in 2009 with landscaped steps down to your private lakeside patio and sandy beaches of Lake Huron. Stunning curb appeal with the stone and stucco exterior and landscaped gardens with an expansive 15' x 45' composite deck overlooking the lake with glass railing system and lazy boy spa. Inside, the freshly updated interior highlights modern living space with tasteful design choices creating a turnkey home you can't wait to enjoy! With almost 3,000 sqft of living space designed to maximize lake views and glow with natural light. The front foyer opens to the 3 level grand staircase with sprawling windows and views of the lake. Enjoy the main floor living space with the gas fireplace built into a custom plaster feature wall by the eating area and spacious living room that includes a built in window seat overlooking the Lake. Wide plank hardwood flooring with a light tone finish, pot lighting and access to your back yard patio. The updated custom kitchen features quartz countertops, stainless steel appliances, gas range and coffee bar. Mudroom with laundry units nicely built into the cabinetry and powder room off the kitchen with heated tile floors throughout the space. Upstairs you have a spacious landing with 2 bedrooms and spa inspired bathroom. Lakeview primary bedroom with access to your private patio, large closet and ensuite. Bathroom with heated tile floors, double vanity, tile shower and soaker tub. Lower level features a family room with linear electric fireplace, light tone vinyl plank floors and large windows for natural light. Additional bedroom in the lower level for family or guests as well as a bonus room for hobbies, workout room and more. The lower level also includes a full bathroom and lots of storage space. Come enjoy life by the lake today with your private lakefront oasis!

MLS number
X13126156
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N0M 2T0
Photos
50
Laundry
Main Level level
123days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 607 people.

$90,000Median household income
91.4%Own their home
100%Detached houses
58.4Median age
12.4%Born outside Canada
16.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400207 — the few blocks around this address, home to 607 people. It describes the area, not this property.

607Population
51Average age
2.2Household size
$126,000Average household income
$90,000Median household income
91%Own their home
9%Rent
0%Condominiums
12%Born outside Canada
17%University degree
$740,000Average home value
7%Low income
61%Not in the labour force
19%Never married
$10,000 to $14,9991%
$20,000 to $24,9993%
$30,000 to $34,9994%
$35,000 to $39,9993%
$40,000 to $44,9991%
$45,000 to $49,9993%
$50,000 to $59,9994%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9991%
$100,000 and over33%
$100,000 to $124,9998%
$125,000 to $149,9999%
$150,000 to $199,9998%
$200,000 and over9%

Percentages are of the 395 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$399,800 · minimum here is $399,800
$8,851.14per month
Borrowed before insurance$1,599,200
Total borrowed$1,599,200
Interest over 25 years at 4.5%$1,056,142

If you rented it out

-$9,744.89per month out of pocket
Rent$0.00
Everything it costs to hold$9,744.89
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX BLUEWATER REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.