Homula Realty Brokerage
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4109 ROAD 164, West Perth, ON N0K 1N0

4 beds · 5 baths · 1 kitchen · 14 rooms · 14 parking spaces · 3000-3500 sq ft · Detached
$1,199,995
Property tax
$5,365 / year

Exceptional space, thoughtful design, and quality construction come together in this impressive 3,400+ sq ft home built for comfortable everyday living and multi-generational flexibility. Featuring 4 bedrooms and a versatile area that has the potential to be used as a in-law/granny suite setup, this property is ideal for extended family, guests, or added living space. Built with durable ICF construction and a metal roof, the home offers efficiency and long-term reliability. The entire main floor features in-floor heating for consistent comfort, while the wheelchair accessible layout adds convenience and functionality throughout. Outside, the fully fenced yard, large garage, and additional barn provide endless opportunities for storage, hobbies, or workspace needs. Complete with a Level 2 EV charger, this property blends modern features with practical country-style living. A rare opportunity offering space, versatility, and lasting quality.

MLS number
X13126184
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
5
Postal code
N0K 1N0
Photos
46
121days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$239,999 · minimum here is $95,000
$5,313.32per month
Borrowed before insurance$959,996
Total borrowed$959,996
Interest over 25 years at 4.5%$633,999

If you rented it out

-$5,760.40per month out of pocket
Rent$0.00
Everything it costs to hold$5,760.40
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by eXp Realty. Listing data provided by the Toronto Regional Real Estate Board.