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12553 Little Hawk Lake East Shore WAO, Algonquin Highlands, ON K0M 1S0

3 beds · 2 baths · 1 kitchen · 2 rooms · 1100-1500 sq ft · Detached
$699,000
Property tax
$1,352 / year

Welcome to 12553 Little Hawk East Shore. This beautiful Viceroy cottage has been meticulously maintained inside and out and sits on a flat, park-like 1.11ac lot with 200' of frontage on Little Hawk Lake. From the marina you are a 20 minute drive to Minden or 30 minutes to Haliburton.This cottage truly has it all and features 2 spacious guest bedrooms, a large primary bedroom with en-suite as well as a guest bathroom and laundry. No expense has been spared at this cottage and the quality of construction is very obvious as you tour the grounds.Unwind on the large upper deck or enjoy a meal or beverage down at the waterside deck. You will immediately feel relaxed as you listen to the sounds of nature and the water splashing the dock. This property truly is one of a kind and comes completely turn-key so you can enjoy the summer immediately. Come explore all that Haliburton County and the Hawk Lakes have to offer.Please note this cottage is water access only and is a short boat ride from Oak View Marina.

MLS number
X13127958
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0M 1S0
Photos
50
Laundry
Not in the unit
123days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,800 · minimum here is $44,900
$3,095.02per month
Borrowed before insurance$559,200
Total borrowed$559,200
Interest over 25 years at 4.5%$369,306

If you rented it out

-$3,207.69per month out of pocket
Rent$0.00
Everything it costs to hold$3,207.69
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.