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25 LAKE RIDGE Road, McDougall, ON P2A 2W9

Vacant Land
$195,000
Property tax
$782 / year

Tucked along the north end of Bell Lake in McDougall Township, this large waterfront property offers a rare mix of privacy, recreation, and convenience, all just 10 minutes from Parry Sound. With approximately 20 acres and 370 feet of south/west-facing shoreline, there's plenty of space to explore, unwind, and enjoy the natural surroundings of Bell Lake. The land features a beautiful mix of elevations and gentle slopes, creating excellent privacy while also offering several potential building sites, including options well-suited for a walkout design with lake views. Seasonal access is already in place, with the driveway located just 100 metres off Highway 124. A 130-metre driveway was installed in 2018, leading to a ridge-top building area, while a second driveway added this year off the private road opening up additional possibilities for a garage, workshop, etc. Outdoor enthusiasts will appreciate the direct access to OFSC snowmobile trails and ATV routes, along with over a thousand acres of Crown land bordering the rear of the property. Bell Lake itself is known for its larger waterfront parcels and quieter atmosphere, with only 44 privately owned lots surrounding the lake and Crown shoreline along the eastern side. The waterfront at the corner of the property is shallow and natural, with deeper water located further down the shoreline where a dock could potentially be placed by trail or boardwalk.Conveniently located close to local schools and West Parry Sound Health Centre, this property combines the feel of a true getaway with easy access to everyday amenities. Existing shed, trailer, and boats are included, making it easy to start enjoying the property right away.

MLS number
X13128924
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
P2A 2W9
Photos
34
Laundry
Not in the unit
124days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 549 people.

$82,000Median household income
84.1%Own their home
95.6%Detached houses
51.2Median age
9.1%Born outside Canada
22.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490192 — the few blocks around this address, home to 549 people. It describes the area, not this property.

549Population
47.2Average age
2.4Household size
$110,000Average household income
$82,000Median household income
84%Own their home
16%Rent
0%Condominiums
9%Born outside Canada
22%University degree
$548,000Average home value
10%Low income
70%Not in the labour force
18%Never married
$25,000 to $29,9992%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9997%
$70,000 to $79,9998%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over30%
$100,000 to $124,99910%
$125,000 to $149,9997%
$150,000 to $199,9995%
$200,000 and over7%

Percentages are of the 305 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$39,000 · minimum here is $9,750
$863.42per month
Borrowed before insurance$156,000
Total borrowed$156,000
Interest over 25 years at 4.5%$103,025

If you rented it out

-$928.58per month out of pocket
Rent$0.00
Everything it costs to hold$928.58
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Parry Sound Muskoka Realty Ltd. Listing data provided by the Toronto Regional Real Estate Board.