Homula Realty Brokerage
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86649 Amberley Beach Rd., R.R. #1 Road, Ashfield-Colborne-Wawanosh, ON N2Z 2X3

4 beds · 4 baths · 1 kitchen · 14 rooms · 3 parking spaces · 1500-2000 sq ft · Detached
$2,450,000
Property tax
$10,516 / year

Custom-built in 2013, this stunning 4-season Amberley Beach home offers the perfect blend of comfort, design, and lakeside living across approximately 3,000 sq ft of finished space. Enjoy breathtaking sunsets over Lake Huron from the covered beachfront deck, while expansive decking on both the beach and roadside provides flexible outdoor living with options for sun, shade, and wind protection throughout the day. Featuring geothermal heating, radiant floors, and central air, the home is designed for year-round efficiency and comfort. The main level showcases a spacious primary suite with ensuite and walk-in closet, alongside a full kitchen, living space, and covered lakeside deck. The walkout lower level offers a junior primary with ensuite, two additional bedrooms, shared bath, and a generous rec room. Set on a deep beachfront lot, this beautifully finished home is being offered fully furnished complete with everything from furniture to cutlery and towels making it truly move-in ready and turnkey.

MLS number
X13134216
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
N2Z 2X3
Photos
41
Laundry
Not in the unit
120days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,084 people.

$91,000Median household income
95.9%Own their home
99%Detached houses
58Median age
7.8%Born outside Canada
13.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410203 — the few blocks around this address, home to 1,084 people. It describes the area, not this property.

1,084Population
51.6Average age
2.1Household size
$112,800Average household income
$91,000Median household income
96%Own their home
4%Rent
0%Condominiums
8%Born outside Canada
14%University degree
$598,000Average home value
6%Low income
89%Not in the labour force
13%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over31%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over9%

Percentages are of the 750 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$490,000 · minimum here is $490,000
$10,848.07per month
Borrowed before insurance$1,960,000
Total borrowed$1,960,000
Interest over 25 years at 4.5%$1,294,421

If you rented it out

-$11,724.40per month out of pocket
Rent$0.00
Everything it costs to hold$11,724.40
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RIGHT AT HOME REALTY. Listing data provided by the Toronto Regional Real Estate Board.