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23 Maple Drive, Northern Bruce Peninsula, ON N0H 1Z0

3 beds · 2 baths · 1 kitchen · 5 rooms · 6 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$589,000
Property tax
$2,720 / year

Built in 2022 - Welcome to 23 Maple Drive, Northern Bruce Peninsula. Nestled in the quiet and friendly Miller Lake community, this charming 3 bedroom bungalow offers a peaceful retreat surrounded by nature. Set on a private, well treed lot, the home features a warm and inviting interior with hardwood floors throughout, custom wood cabinetry and solid hardwood doors that showcase quality craftsmanship. The functional layout includes a bright and cozy living area, a 4 piece bathroom and an attached garage for added convenience. Step outside to enjoy the spacious deck, perfect for entertaining, large backyard and 8 x 16 wood shed. Whether you're looking for a year round residence or a seasonal escape, this property offers the ideal blend of comfort, privacy, and cottage country charm.

MLS number
X13135140
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0H 1Z0
Photos
22
Laundry
Main Level level
120days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 559 people.

$64,000Median household income
91.2%Own their home
91.1%Detached houses
61.2Median age
10%Born outside Canada
27.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410146 — the few blocks around this address, home to 559 people. It describes the area, not this property.

559Population
55.5Average age
2Household size
$100,000Average household income
$64,000Median household income
91%Own their home
9%Rent
0%Condominiums
10%Born outside Canada
27%University degree
$740,000Average home value
20%Low income
16%Never married
$15,000 to $19,9991%
$20,000 to $24,9994%
$25,000 to $29,9994%
$30,000 to $34,9993%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over26%
$100,000 to $124,99910%
$125,000 to $149,9993%
$150,000 to $199,99910%
$200,000 and over4%

Percentages are of the 360 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$117,800 · minimum here is $33,900
$2,607.96per month
Borrowed before insurance$471,200
Total borrowed$471,200
Interest over 25 years at 4.5%$311,189

If you rented it out

-$2,834.63per month out of pocket
Rent$0.00
Everything it costs to hold$2,834.63
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Chestnut Park Real Estate. Listing data provided by the Toronto Regional Real Estate Board.