Homula Realty Brokerage
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20871 Highway 35, Algonquin Highlands, ON K0M 1S0

2 beds · 2 baths · 2 kitchens · 12 rooms · 6 parking spaces · 1500-2000 sq ft · Detached
$810,000
Property tax
$3,841 / year

Truly a special offering. Over 6 acres of privacy with over 650 feet of shoreline and a one-of-a-kind private year-round home or cottage. Wow! The home/cottage sits on 2.28 acres with 228 feet of water frontage and now the neighbouring 4 acres plus an additional 430 ft. of water frontage is included! The cottage has 3 levels - 2 of the levels each have their own kitchen, bedroom, washroom, living/dining area. The second level also offers laundry and a large sunroom. Head to the third floor to discover an unfinished studio/living space - use your imagination. The waterfront in front of the cottage is sandy entry, shallow and great for little ones. Boat, paddleboard, canoe or kayak picturesque Wren Lake that leads into Little Wren Lake and, with a short portage, further into Raven Lake. Built for nature lovers, this is the perfect getaway. Additional buildings include a deep and spacious garage with overhead loft for storage, a workshop/bunkie (was once lived in while house was being built and has it's own holding tank, separate from the septic system), a Boat House and your own boatlaunch. There are existing trails on the acreage for the adventurous - a good hike or snowshoe - the choice is yours. You are moments from the old "Frost Centre" with access to the Algonquin Water Trails, and more hiking, snowshoeing and skiing trails. Close to the community of Dorset for essentials, or head South to Minden, or west to Bracebridge or Huntsville. You have both Muskoka and The Haliburton Highlands at your doorstep!

MLS number
X13138264
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K0M 1S0
Photos
47
120days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,010 people.

$75,000Median household income
87.6%Own their home
97.1%Detached houses
60.8Median age
6.6%Born outside Canada
23.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460272 — the few blocks around this address, home to 1,010 people. It describes the area, not this property.

1,010Population
56.3Average age
1.9Household size
$99,600Average household income
$75,000Median household income
88%Own their home
12%Rent
2%Condominiums
7%Born outside Canada
24%University degree
$692,000Average home value
11%Low income
16%Never married
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9995%
$100,000 and over26%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9994%
$200,000 and over6%

Percentages are of the 695 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$162,000 · minimum here is $56,000
$3,586.50per month
Borrowed before insurance$648,000
Total borrowed$648,000
Interest over 25 years at 4.5%$427,951

If you rented it out

-$3,906.59per month out of pocket
Rent$0.00
Everything it costs to hold$3,906.59
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.