2278 Shore Road, St. Joseph, ON P0R 1J0
- Property tax
- $3,384 / year
Welcome To This Exceptional Waterfront Property Located On St. Joseph Island Where You'll Discover True Paradise And Natural Beauty. This Rustic And Inviting Bungalow Offers Over 1300sf Of Beautifully Finished Living Space. Inside You'll Find Sun Drenched Rooms, And A Stone Fireplace In The Great Room That Elevates This Unique Rustic Design. Step Outside And Experience Where Lifestyle Truly Shines And Enjoy Some Of The Most Incredible Waterfront Views That St Joseph Island Has To Offer. The Gentle Tiered Waterfront Decking Is Perfect For Everything, From Quiet Afternoon Lounging, To Relaxing Saunas, To Lively Large Gathering Of Fun On Multiple Decks And A Covered Gazebo. A Two Bedroom Bunkie With A 3 Piece Washroom Offers A Private And Separate Quarters Perfect For Extra Weekend Guests. Down By The Water, A Solid Break-wall And Private Dock Set The Stage For Relaxing Days Overlooking Amazing Views Of The Bay And The Island Bridge. Whether Taking A Swim, Boating, Or Simply Soaking Up The Sun On The Dock Or The Sandy Beach, This Property Offers It All So Don"t Miss Your Opportiunity To Own Your Own Piece Of Paradise.
- MLS number
- X13138548
- Type
- Rural Residential
- Status
- Active
- Bedrooms
- 5
- Bathrooms
- 1
- Postal code
- P0R 1J0
- Photos
- 0
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
6 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 3.96 × 3.48 m | Wood Trim · Hardwood Floor |
| Family Room | 5.66 × 5.82 m | Fireplace · Bay Window · Hardwood Floor |
| Dining Room | 5.59 × 3.48 m | Hardwood Floor |
| Primary Bedroom | 4.72 × 3.43 m | Hardwood Floor |
| Bedroom 2 | 3.38 × 2.39 m | Hardwood Floor |
| Bedroom 3 | 5.11 × 3.38 m | Hardwood Floor |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Rural Residential
- Style
- Bungalow
- Class
- Residential Freehold
- Age
- 51-99
- Fronting on
- North
- Municipality
- St. Joseph
- Cross street
- Richard St /Shore Road
Inside
- Bedrooms
- 5
- Bedrooms above grade
- 3
- Bathrooms
- 1
- Washrooms
- 1 on the main floor
- Kitchens
- 2
- Rooms above grade
- 6
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- None
- Size
- 1100-1500
Building
- Construction
- Wood
- Roof
- Metal
- Foundation
- Other
Parking
- Covered spaces
- 0
- Driveway spaces
- 5
- Total parking
- 8
- Features
- Private, Front Yard Parking
Land
- Lot
- 235 × 338.32 feet
- Shape
- Irregular
- Waterfront
- Yes
- View
- Bay, Lake, Water
- Pool
- None
Heating, cooling and services
- Heating
- Baseboard
- Heat source
- Electric
- Cooling
- Wall Unit(s)
- Water
- Other
- Sewer
- Septic
- Electricity
- Yes
- Gas
- No
- Cable
- No
Features
- Interior
- Carpet Free, Guest Accommodations, Water Heater
- Exterior
- Deck
Listing
- MLS number
- X13138548
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-05-16
- Expires
- 2026-09-30
- Taxes
- $3,384 (2025)
- Board
- Toronto Regional Real Estate Board
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Approximate — placed from the postal code, which can cover a block or more.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| St Joseph Island Central Public School Algoma DSB | Elementary | 123 m | / 10 86% met the standard |
| St. Joseph Island Christian School | Elementary | 386 m | Not reported |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 588 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35570318 — the few blocks around this address, home to 588 people. It describes the area, not this property.
Percentages are of the 345 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.