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21 Sapphire Way, Thorold, ON L0S 1A0

3 beds · 3 baths · 1 kitchen · 6 rooms · 3 parking spaces · 1500-2000 sq ft · Att/Row/Townhouse
$579,800
Property tax
$4,688 / year

Welcome to 21 Sapphire Way, a beautifully maintained townhouse located in a vibrant and family-friendly community. This spacious and functional home offers 1,593 sq. ft. of above-ground living space, featuring 3 bedrooms and 3 bathrooms. The modern, sleek open-concept kitchen flows seamlessly into the living area and offers a walk-out to a private deck-perfect for entertaining. Hardwood stairs lead to the second level, where you'll find three generous bedrooms, including a primary suite with a 5-piece ensuite, plus a 4-piece main bath. Conveniently located close to great schools, shopping, and amenities, just 17 minutes to the Falls, with excellent highway access for commuters

MLS number
X13139542
Type
Att/Row/Townhouse
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
L0S 1A0
Photos
40
118days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Ontario Public School
DSB Niagara
Elementary909 m9.1 / 10
91% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Att/Row/Townhouses in Thorold — 116 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$552k$587k$622k20252026this home’s asking price
$579klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d50d20252026
42dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among att/row/townhouses in thorold. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,745 people.

$98,000Median household income
71.7%Own their home
86.3%Detached houses
33.2Median age
27.8%Born outside Canada
24.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260612 — the few blocks around this address, home to 1,745 people. It describes the area, not this property.

1,745Population
33.4Average age
3.1Household size
$110,400Average household income
$98,000Median household income
72%Own their home
28%Rent
3%Condominiums
28%Born outside Canada
24%University degree
$652,000Average home value
10%Low income
49%Not in the labour force
35%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over32%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,9999%
$200,000 and over5%

Percentages are of the 790 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$115,960 · minimum here is $32,980
$2,567.23per month
Borrowed before insurance$463,840
Total borrowed$463,840
Interest over 25 years at 4.5%$306,329

If you rented it out

-$2,957.90per month out of pocket
Rent$0.00
Everything it costs to hold$2,957.90
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by HOMELIFE LANDMARK REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.