Homula Realty Brokerage
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210 Spruce Drive, West Grey, ON N4N 3B8

2 beds · 2 baths · 1 kitchen · 9 rooms · 4 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Modular Home
$409,900

Brand new construction situated in the country between Hanover and Durham. HST has been removed from the list price, so save your money while you can. This 2 bedroom, 2 bath modern home features an open concept floor plan designed for low maintenance living. The interior layout begins with a spacious foyer leading to a functional kitchen equipped with shaker-style oak cabinetry, soft-close drawers, a center island, a tiled backsplash and an appliance package with fridge, cooktop, built-in oven, microwave and dishwasher. The master bedroom includes a 3pc. ensuite bath. A second bedroom, full 4pc. bath and dedicated laundry room including a new washer and dryer complete the layout. Upgraded with central air and natural gas heating for low utility costs. Eh-Tel fibre internet is available at the lot line. Exterior features a double paved driveway, a fully landscaped lot partially fenced on two sides, and space for a future garage or shed. Monthly fee of $595 covers water, road maintenance, garbage/recycling, and the land lease. Includes a 1-year home warranty and 2-year foundation warranty.

MLS number
X13151600
Type
Modular Home
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
N4N 3B8
Photos
35
Laundry
Main Level level
115days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 7 times.

Sale history is for registered usersSee what this address sold for and when, across all 7 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 594 people.

$74,500Median household income
96%Own their home
89.4%Detached houses
52Median age
13.1%Born outside Canada
13.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35420291 — the few blocks around this address, home to 594 people. It describes the area, not this property.

594Population
47.9Average age
2.5Household size
$96,000Average household income
$74,500Median household income
96%Own their home
4%Rent
4%Condominiums
13%Born outside Canada
14%University degree
$588,000Average home value
17%Low income
76%Not in the labour force
21%Never married
Under $5,0002%
$15,000 to $19,9992%
$20,000 to $24,9993%
$25,000 to $29,9995%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,9993%
$70,000 to $79,9997%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over27%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over7%

Percentages are of the 300 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$81,980 · minimum here is $20,495
$1,814.95per month
Borrowed before insurance$327,920
Total borrowed$327,920
Interest over 25 years at 4.5%$216,565

If you rented it out

-$1,814.95per month out of pocket
Rent$0.00
Everything it costs to hold$1,814.95
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage RCR Realty. Listing data provided by the Toronto Regional Real Estate Board.