Homula Realty Brokerage
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58 Harpur Drive, Northern Bruce Peninsula, ON N0H 2R0

< 700 sq ft · Vacant Land
$139,000
Property tax
$772 / year

Build your dream getaway in the heart of Tobermory! This prime in-town lot is fully prepped and ready to build - already cleared and filled with a gravel driveway in place, boundaries surveyed, and hydro available right at the road. Located just one street up from the water and within walking distance to the beautiful harbour, shops, restaurants, and all the charm of downtown, this property offers the perfect blend of convenience and peaceful surroundings. Set on a year-round municipal road, the lot provides a fantastic head start for your future home or cottage. With building space already cleared among the trees, you have the flexibility to design and position your dream retreat exactly how you envision it. Enjoy the privacy of a forested setting while still being only minutes from the lively atmosphere of Little Tub Harbour and the waterfront. Located in one of Ontario's top tourist destinations, adventure is always close by. Explore nearby attractions including The Grotto, Flowerpot Island, Singing Sands Beach, and scenic hiking, boating, and world-class diving sites throughout the area. You're also just minutes from the MS Chi-Cheemaun ferry for easy trips to Manitoulin Island. Whether you're looking to build a year-round home, seasonal cottage, or investment property in a high-demand vacation destination, this ready-to-build lot is an incredible opportunity at the top of the Bruce Peninsula.

MLS number
X13156652
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
N0H 2R0
Photos
9
Laundry
Not in the unit
116days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 630 people.

$74,500Median household income
90.5%Own their home
98.4%Detached houses
60.4Median age
12.5%Born outside Canada
28%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410145 — the few blocks around this address, home to 630 people. It describes the area, not this property.

630Population
54.3Average age
2Household size
$115,000Average household income
$74,500Median household income
91%Own their home
10%Rent
0%Condominiums
13%Born outside Canada
28%University degree
$650,000Average home value
8%Low income
13%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9995%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over25%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over6%

Percentages are of the 405 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$27,800 · minimum here is $6,950
$615.46per month
Borrowed before insurance$111,200
Total borrowed$111,200
Interest over 25 years at 4.5%$73,439

If you rented it out

-$679.80per month out of pocket
Rent$0.00
Everything it costs to hold$679.80
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Millennium Inc.. Listing data provided by the Toronto Regional Real Estate Board.