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29 Southvale Road, St. Marys, ON N4X 1B3

3 beds · 2 baths · 1 kitchen · 8 rooms · 5 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Semi-Detached
$435,000
Property tax
$2,865 / year

Located in a desirable family-friendly neighbourhood, this well-maintained raised bungalow offers functional living space inside and out. Ideal for first-time buyers, downsizers, or anyone looking for a comfortable move-in ready home with room to enjoy both inside and out.The upper level features a bright open-concept kitchen, dining, and living area with carpet-free flooring throughout. This level also includes three bedrooms and a 4-piece bathroom.The lower level offers additional living space with a spacious family room featuring a cozy gas fireplace and oversized windows that bring in plenty of natural light. You'll also find a 3-piece bathroom, convenient laundry area, and utility space with sump pump.Outside, enjoy a covered deck, fenced backyard, storage shed, and mature trees providing privacy and shade. The attached single-car garage offers interior access and additional storage space.Located close to schools, parks, shopping, and restaurants, this home offers a practical layout and a great location for everyday living

MLS number
X13156676
Type
Semi-Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N4X 1B3
Photos
46
Laundry
Lower Level level
116days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Little Falls Public School
Avon Maitland DSB
Elementary325 m8.1 / 10
81% met the standard
St Marys D.C. & V. I. High School
Avon Maitland DSB
Secondary985 m7.6 / 10
76% met the standard · 2 of 6 measures
St Marys D.C. & V.I. - Elementary
Avon Maitland DSB
Elementary991 mNot reported
Holy Name of Mary School
Huron Perth CDSB
Elementary1.9 km6.3 / 10
63% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,308 people.

$103,000Median household income
90.4%Own their home
61.4%Detached houses
42.8Median age
6.1%Born outside Canada
18.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35310226 — the few blocks around this address, home to 1,308 people. It describes the area, not this property.

1,308Population
41.7Average age
2.6Household size
$118,400Average household income
$103,000Median household income
90%Own their home
10%Rent
10%Condominiums
6%Born outside Canada
19%University degree
$552,000Average home value
6%Low income
60%Not in the labour force
22%Never married
Under $5,0001%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9991%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over35%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 775 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$87,000 · minimum here is $21,750
$1,926.09per month
Borrowed before insurance$348,000
Total borrowed$348,000
Interest over 25 years at 4.5%$229,826

If you rented it out

-$2,164.84per month out of pocket
Rent$0.00
Everything it costs to hold$2,164.84
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Peak Select Realty Inc. Listing data provided by the Toronto Regional Real Estate Board.