Homula Realty Brokerage
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917 BRUCE ROAD 13 Road, Native Leased Lands, ON N0H 2L0

3 beds · 2 baths · 1 kitchen · 7 rooms · 2 parking spaces · 700-1100 sq ft · Detached
$299,900

Waterfront living with water views and million-dollar sunsets every night, enjoyed from your front-row seat on the spacious deck, the perfect place to unwind after a day at the beach. This charming 3-bedroom, 1.5-bath leased land cottage is tucked back from the road on a shared driveway, offering a peaceful and private setting surrounded by nature.Inside, you'll find a warm and inviting space that captures the essence of classic cottage living-ideal for family gatherings, weekend escapes, or quiet mornings with coffee in hand. Recent updates include the septic system, newer hot water tank, and well pump, giving you added peace of mind.With easy water access and just minutes to the sandy shores of Sauble Beach and the amenities of Southampton, you get the best of both relaxation and convenience. Whether it's swimming, boating, campfires, or simply soaking in those unforgettable sunsets, this property is ready to become your summer retreat. Turnkey and ready for you to start enjoying the 2026 cottage season-book your private showing today.Yearly land lease $10,700 & yearly service fee $1,300

MLS number
X13163036
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N0H 2L0
Photos
49
112days · this listing
112days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
G C Huston Public School
Bluewater DSB
Elementary489 m5.7 / 10
57% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 727 people.

$82,000Median household income
93%Own their home
87.3%Detached houses
61.2Median age
3.1%Born outside Canada
12.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410180 — the few blocks around this address, home to 727 people. It describes the area, not this property.

727Population
54.1Average age
2.1Household size
$100,000Average household income
$82,000Median household income
93%Own their home
7%Rent
16%Condominiums
3%Born outside Canada
12%University degree
$584,000Average home value
7%Low income
16%Never married
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9995%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9998%
$80,000 to $89,9997%
$90,000 to $99,9992%
$100,000 and over27%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over7%

Percentages are of the 430 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$59,980 · minimum here is $14,995
$1,327.89per month
Borrowed before insurance$239,920
Total borrowed$239,920
Interest over 25 years at 4.5%$158,448

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$827.89per month out of pocket
Rent$500.00
Everything it costs to hold$1,327.89
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Wilfred McIntee & Co Limited. Listing data provided by the Toronto Regional Real Estate Board.