Homula Realty Brokerage
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960 Katia Street, The Nation, ON K0A 2M0

3+2 beds · 2 baths · 1+1 kitchens · 7+7 rooms · 3 parking spaces · 1100-1500 sq ft · Duplex
$658,000

Welcome to the Cecilia, a modern semi-detached bungalow offering 1221 square feet of thoughtfully designed main-level living. With 3 bedrooms, 1 bathroom, and a 1-car garage, this home is an excellent fit for downsizers, first-time buyers, or anyone seeking easy, single-level living with just the right amount of space. The open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and inviting environment perfect for relaxing evenings or entertaining guests. Clean lines, natural light, and functional design make the Cecilia feel both warm and modern.What sets this semi apart is the fully legal basement unit, featuring 2 additional bedrooms and a 4-piece bathroom ideal for extended family, guests, or generating rental income. This smart addition offers long-term flexibility while maintaining privacy and separation from the main living space.Constructed by Leclair Homes, a trusted family-owned builder known for exceeding Canadian Builders Standards. Specializing in custom homes, two-storeys, bungalows, semi-detached homes, and now offering fully legal secondary dwellings with rental potential in mind, Leclair Homes delivers detail-driven craftsmanship and long-term value in every house. FULL HST REBATE INCLUDED IN LISTING PRICE!

MLS number
X13163830
Type
Duplex
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
K0A 2M0
Photos
3
113days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$131,600 · minimum here is $40,800
$2,913.48per month
Borrowed before insurance$526,400
Total borrowed$526,400
Interest over 25 years at 4.5%$347,644

If you rented it out

-$2,913.48per month out of pocket
Rent$0.00
Everything it costs to hold$2,913.48
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by LPT REALTY. Listing data provided by the Toronto Regional Real Estate Board.