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148 North Beaver Lake Road, Stone Mills, ON K0K 2A0

3 beds · 1 bath · 1 kitchen · 11+1 rooms · 10 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$849,000
Property tax
$5,658 / year

Wake up to breathtaking sunrises over Beaver Lake from this beautifully maintained waterfront home designed for comfort, convenience, and easy everyday living. With 101 feet of shoreline and double wide level lot, this is the kind of waterfront property that becomes more valuable with every passing year. No steep hills and no long staircases. Just an easy connection between the home, the yard, the gardens, the dock, and the lake. Inside, bright living spaces, wide hallways, gleaming hardwood floors, panoramic lake views, and an incredible and large lakeside sun porch create the perfect setting to enjoy your morning coffee, watch the sun come up over the lake, or entertain with family and friends. Outside, mature trees, established flower gardens, generous vegetable gardens, a fully fenced yard, walk in sandy shoreline, and excellent docking make it easy to enjoy the lifestyle so many waterfront buyers spend years searching for. Whether it's tending the gardens, casting a line from the dock, launching the boat, or simply enjoying the view, everything here is designed to be accessible and enjoyable. The attached double garage offers convenient access directly into the home, while the detached workshop with its own driveway is a dream for hobbyists, woodworkers, gardeners, boaters, or anyone who appreciates having dedicated space for projects and storage. Located just minutes from the village of Tamworth and within easy reach of the 401, Napanee, Kingston, Belleville, and Prince Edward County, this is an exceptional opportunity for those seeking the simplicity of single level living, the practicality of level waterfront, and a property that allows you to enjoy the best parts of lake life without compromise. For buyers looking for a turn-key forever home on the water, it is difficult to imagine a better fit.

MLS number
X13165766
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0K 2A0
Photos
47
Laundry
Main Level level
112days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St Patrick Catholic School
Algonquin and Lakeshore CDSB
Elementary482 mNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in 63 - Stone Mills166 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$442k$650k$857k20252026this home’s asking price
$540klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d36d73d20252026
33dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 63 - stone mills. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 413 people.

$75,500Median household income
91.4%Own their home
97.4%Detached houses
55.2Median age
8.6%Born outside Canada
17.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35110065 — the few blocks around this address, home to 413 people. It describes the area, not this property.

413Population
50.1Average age
2.1Household size
$95,000Average household income
$75,500Median household income
91%Own their home
9%Rent
0%Condominiums
9%Born outside Canada
18%University degree
$460,000Average home value
12%Low income
76%Not in the labour force
20%Never married
$15,000 to $19,9994%
$20,000 to $24,9994%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9998%
$60,000 to $69,9998%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over25%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over6%

Percentages are of the 265 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$169,800 · minimum here is $59,900
$3,759.19per month
Borrowed before insurance$679,200
Total borrowed$679,200
Interest over 25 years at 4.5%$448,556

If you rented it out

-$4,230.69per month out of pocket
Rent$0.00
Everything it costs to hold$4,230.69
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Exp Realty. Listing data provided by the Toronto Regional Real Estate Board.